DLCU vs VTI
DFA US Large Company ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DLCU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.03% | |
| AUM | $14.7B | $666.9B | |
| Dividend Yield | - | 1.07% | |
| Holdings | 505 | 3,543 | |
| YTD Return | -0.44% | +13.12% | |
| 1Y Return | - | +21.07% | |
| 3Y Return (annualized) | - | +20.54% | |
| 5Y Return (annualized) | - | +11.71% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -1.9% | -56.6% | |
| Fund Family | Dimensional | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 4, 2026 | May 24, 2001 |
DLCU vs VTI Performance
DFA US Large Company ETF (DLCU) is a ETF from Dimensional and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, DLCU is down 0.44% versus a gain of 13.12% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.9% for DLCU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DLCU charges 0.06% per year while VTI charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period.
Holdings Overlap
DLCU and VTI share 460 holdings out of 2832 unique holdings combined, representing a 86.2% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, DLCU or VTI?
DLCU has an expense ratio of 0.06% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
What is the holdings overlap between DLCU and VTI?
DLCU and VTI share 460 common holdings with a 86.2% weight overlap. Combined, they hold 2832 unique securities.
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