IVV vs RJDI
iShares Core S&P 500 ETF vs RJ Eagle GCM Dividend Select Income ETF
Which is better, IVV or RJDI?
Large Cap Blend against Large Cap Value.
IVV has a lower expense ratio. RJDI led over 1Y. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 42.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RJDI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.63% |
| AUM | $876.4B | $126M |
| Dividend Yield | 1.06% | 0.78% |
| Holdings | 508 | 37 |
| YTD Return | +12.01% | +14.53%Best |
| 1Y Return | +16.48% | +17.18%Best |
| 3Y Return (annualized) | +21.21% | - |
| 5Y Return (annualized) | +12.95% | - |
| Top 10 Weight | 37.8%Best | 42.2% |
| Fund Family | iShares by BlackRock (US) | Raymond James Financial, Inc. |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 15, 2000 | Oct 2, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
IVV vs RJDI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs RJDI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and RJ Eagle GCM Dividend Select Income ETF (RJDI) is an ETF from Raymond James Financial, Inc.. Over the past year IVV returned +16.48% while RJDI returned +17.18%. Year to date, IVV is up 12.01% versus a gain of 14.53% for RJDI.
Past performance does not guarantee future results.
Fees and Cost Over Time
IVV charges 0.03% per year while RJDI charges 0.63%. On a $10,000 position that is $3 vs $63 annually, a gap of $60 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.78% for RJDI.
Holdings Overlap
24.4% of IVV's money is in holdings RJDI also owns. 88.6% of RJDI's money is in holdings IVV also owns.
Most of RJDI is already inside IVV. Owning both mostly buys the same companies twice.
32 positions in common, counted across the 490 positions we hold weights for in IVV and 35 in RJDI, against full books of 508 and 37.
What only one of them owns
Measured across the 490 and 35 positions we hold weights for.
IVV holds 450 positions RJDI does not, 74.3% of the fund.
Largest: NVDA 8.07%, AMZN 3.84%, GOOGL 3.00%, GOOG 2.39%, META 1.90%
Top Shared Holdings
| Stock | Weight in IVV | Weight in RJDI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.02% | 3.99% | 3.03% |
| AVGOBroadcom Inc | 2.65% | 7.22% | 4.57% |
| MSFTMicrosoft Corp | 5.69% | 3.46% | 2.23% |
| JPMJpmorgan Chase | 1.44% | 4.38% | 2.94% |
| ADIAnalog Devices, Inc. | 0.27% | 4.42% | 4.15% |
| WMTWalmart, Inc. | 0.69% | 3.76% | 3.07% |
| ABBVAbbvie Inc. | 0.68% | 3.50% | 2.82% |
| JCIJohnson Controls Intl Plc | 0.13% | 4.01% | 3.88% |
| WELLWelltower, Inc. | 0.25% | 3.84% | 3.59% |
| JNJJohnson & Johnson - Common | 0.97% | 3.01% | 2.04% |
88.6% of RJDI is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RJDI?
IVV has an expense ratio of 0.03% while RJDI charges 0.63%. IVV is the cheaper option, by $60 a year on a $10,000 investment.
Which performed better, IVV or RJDI?
Over the past year IVV returned +16.48% vs +17.18% for RJDI, so RJDI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between IVV and RJDI?
88.6% of RJDI's money is in holdings IVV also owns. 88.6% of RJDI's is in holdings IVV also owns. They hold 32 positions in common, counted across the 490 positions we hold weights for in IVV and 35 in RJDI.
Which pays a higher dividend, IVV or RJDI?
IVV yields 1.06% while RJDI yields 0.78%, so IVV currently pays the higher dividend yield.
Is RJDI better than IVV?
IVV has a lower expense ratio. RJDI led over 1Y. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 42.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.