QCLR vs SCHD
Global X NASDAQ 100 Collar 95-110 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QCLR offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QCLR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $3M | $108.7B | |
| Dividend Yield | 15.35% | 3.13% | |
| Holdings | 108 | 104 | |
| YTD Return | -1.67% | +27.67% | |
| 1Y Return | +2.28% | +31.26% | |
| 3Y Return (annualized) | +16.44% | +16.66% | |
| 5Y Return (annualized) | +9.01% | +10.18% | |
| Volatility (annualized) | 13.1% | 13.6% | |
| Max Drawdown | -21.8% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 25, 2021 | Oct 20, 2011 |
QCLR vs SCHD Performance
Global X NASDAQ 100 Collar 95-110 ETF (QCLR) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QCLR returned +2.28% while SCHD returned +31.26%. Year to date, QCLR is down 1.67% versus a gain of 27.67% for SCHD.
Over three years, QCLR compounded at +16.44% per year against +16.66% for SCHD; over five years the annualized figures are +9.01% and +10.18% respectively. Across the full 5-year window we track, SCHD has the edge at +11.57% annualized vs +9.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.1% for QCLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.8% for QCLR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QCLR charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, QCLR currently yields 15.35% against 3.13% for SCHD.
Holdings Overlap
QCLR and SCHD share 7 holdings out of 180 unique holdings combined, representing a 13.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QCLR or SCHD?
QCLR has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, QCLR or SCHD?
Over the past year QCLR returned +2.28% vs +31.26% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), QCLR annualized +9.01% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, QCLR or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.1% for QCLR. Worst drawdown: QCLR -21.8% vs SCHD -33.4%.
Should I hold both QCLR and SCHD?
QCLR and SCHD have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QCLR and SCHD?
QCLR and SCHD share 7 common holdings with a 13.2% weight overlap. Combined, they hold 180 unique securities.
Which pays a higher dividend, QCLR or SCHD?
QCLR yields 15.35% while SCHD yields 3.13%, so QCLR currently pays the higher dividend yield.
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