QDPL vs VTI
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, QDPL or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. QDPL led over 5Y and the full window, VTI over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.99.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QDPL | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $1.8B | $666.9B |
| Dividend Yield | 4.62% | 1.03% |
| Holdings | 519 | 3,543 |
| YTD Return | +11.09% | +12.57%Best |
| 1Y Return | +16.39% | +17.22%Best |
| 3Y Return (annualized) | +19.64% | +20.87%Best |
| 5Y Return (annualized) | +11.95%Best | +11.86% |
| Volatility (annualized) | 13.9%Best | 15.9% |
| Max Drawdown | -22.6%Best | -25.4% |
| $10,000 over 5 years | $17,584Best | $17,514 |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 12, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 13, 2021 to Sep 11, 2026 (5.2 years).
QDPL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
QDPL vs VTI Performance
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF (QDPL) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QDPL returned +16.39% while VTI returned +17.22%. Year to date, QDPL is up 11.09% versus a gain of 12.57% for VTI.
Over three years, QDPL compounded at +19.64% per year against +20.87% for VTI; over five years the annualized figures are +11.95% and +11.86% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.9% for QDPL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for QDPL and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QDPL charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, QDPL currently yields 4.62% against 1.03% for VTI.
Holdings Overlap
At least 89.4% of QDPL's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of QDPL is already inside VTI. Owning both mostly buys the same companies twice.
451 positions in common, counted across the 503 positions we hold weights for in QDPL and 2,787 in VTI, against full books of 519 and 3,543.
Top Shared Holdings
| Stock | Weight in QDPL | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.04% | 6.32% | 0.72% |
| AAPLApple, Inc | 6.23% | 5.84% | 0.39% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.02% | 3.81% | 1.21% |
| AMZNAmazon.Com Inc | 3.72% | 3.17% | 0.55% |
| GOOGLAlphabet A Usd 0.001 | 3.04% | 2.88% | 0.16% |
| AVGOBroadcom Inc | 2.71% | 2.46% | 0.25% |
| GOOGAlphabet Inc | 2.43% | 2.27% | 0.16% |
| MUMicron Technology, Inc. | 1.38% | 1.79% | 0.41% |
| TSLATesla Inc | 1.26% | 1.63% | 0.37% |
| LLYEli Lilly & Co. | 1.21% | 1.40% | 0.19% |
89.4% of QDPL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QDPL or VTI?
QDPL has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, QDPL or VTI?
Over the past year QDPL returned +16.39% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QDPL or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 13.9% for QDPL. Worst drawdown: QDPL -22.6% vs VTI -25.4%.
Should I hold both QDPL and VTI?
QDPL and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between QDPL and VTI?
At least 89.4% of QDPL's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 451 positions in common, counted across the 503 positions we hold weights for in QDPL and 2,787 in VTI.
Which pays a higher dividend, QDPL or VTI?
QDPL yields 4.62% while VTI yields 1.03%, so QDPL currently pays the higher dividend yield.
Is VTI better than QDPL?
VTI has a lower expense ratio. QDPL led over 5Y and the full window, VTI over 1Y and 3Y. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.