QRFT vs VYM
Qraft AI-Enhanced US Large Cap ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | QRFT | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.04% | |
| AUM | $9M | $79.0B | |
| Dividend Yield | 0.25% | 2.86% | |
| Holdings | 301 | 568 | |
| YTD Return | +11.77% | +16.78% | |
| 1Y Return | +21.39% | +24.43% | |
| 3Y Return (annualized) | +19.32% | +18.60% | |
| 5Y Return (annualized) | +10.94% | +12.30% | |
| Volatility (annualized) | 17.6% | 14.6% | |
| Max Drawdown | -30.2% | -58.8% | |
| Fund Family | QRAFT AI ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 20, 2019 | Nov 10, 2006 |
QRFT vs VYM Performance
Qraft AI-Enhanced US Large Cap ETF (QRFT) is a ETF from QRAFT AI ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year QRFT returned +21.39% while VYM returned +24.43%. Year to date, QRFT is up 11.77% versus a gain of 16.78% for VYM.
Over three years, QRFT compounded at +19.32% per year against +18.60% for VYM; over five years the annualized figures are +10.94% and +12.30% respectively. Across the full 7-year window we track, QRFT has the edge at +15.76% annualized vs +7.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QRFT has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.2% for QRFT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QRFT charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, QRFT currently yields 0.25% against 2.86% for VYM.
Holdings Overlap
QRFT and VYM share 138 holdings out of 714 unique holdings combined, representing a 34.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QRFT or VYM?
QRFT has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, QRFT or VYM?
Over the past year QRFT returned +21.39% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (7 years), QRFT annualized +15.76% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, QRFT or VYM?
QRFT has been the more volatile fund at 17.6% annualized versus 14.6% for VYM. Worst drawdown: QRFT -30.2% vs VYM -58.8%.
Should I hold both QRFT and VYM?
QRFT and VYM have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QRFT and VYM?
QRFT and VYM share 138 common holdings with a 34.0% weight overlap. Combined, they hold 714 unique securities.
Which pays a higher dividend, QRFT or VYM?
QRFT yields 0.25% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.