QRFT vs VYM
Qraft AI-Enhanced US Large Cap ETF vs Vanguard High Dividend Yield ETF
Which is better, QRFT or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. QRFT led over the full window, VYM over 1Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 44.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QRFT | VYM |
|---|---|---|
| Expense Ratio | 0.75% | 0.04%Best |
| AUM | $9M | $81.6B |
| Dividend Yield | 0.25% | 2.22% |
| Holdings | 301 | 613 |
| Volatility (annualized) | 17.6% | 15.3%Best |
| Max Drawdown | -30.2%Best | -35.7% |
| $10,000 over 7.2 years | $28,683Best | $21,897 |
| Top 10 Weight | 44.4% | 25.9%Best |
| Fund Family | QRAFT AI ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | May 20, 2019 | Nov 10, 2006 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 51 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QRFT has data through Jul 21, 2026 and VYM through Sep 10, 2026.
Volatility and max drawdown, and the $10,000 over 7.2 years row, are measured over the window both funds cover: May 21, 2019 to Jul 21, 2026 (7.2 years).
Risk: Volatility and Drawdowns
QRFT has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 15.3% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.2% for QRFT and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QRFT charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, QRFT currently yields 0.25% against 2.22% for VYM.
Holdings Overlap
32.2% of QRFT's money is in holdings VYM also owns. 61.1% of VYM's money is in holdings QRFT also owns.
The two portfolios partly overlap.
The two holdings books were reported 61 days apart, QRFT as of Apr 30, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
142 positions in common, counted across the 293 positions we hold weights for in QRFT and 603 in VYM, against full books of 301 and 613.
What only one of them owns
Our book lists 425 positions for VYM that do not appear in our book for QRFT (36.5% of the fund), and 136 for QRFT that do not appear in VYM (62.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QRFT | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 4.11% | 7.29% | 3.18% |
| JPMJpmorgan Chase & Co. | 1.69% | 3.38% | 1.69% |
| XOMExxon Mobil Corp. | 1.35% | 2.36% | 1.01% |
| JNJJohnson & Johnson | 1.15% | 2.54% | 1.39% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.94% | 1.93% | 0.99% |
| CATCaterpillar, Inc. | 0.85% | 2.01% | 1.16% |
| ABBVAbbvie Inc. | 0.78% | 1.85% | 1.07% |
| UNHUnitedhealth Group, Inc. | 0.73% | 1.56% | 0.83% |
| CVXChevron Corp. | 0.80% | 1.28% | 0.48% |
| KOCoca Cola Co. | 0.73% | 1.31% | 0.58% |
61.1% of VYM is already inside QRFT.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, QRFT or VYM?
QRFT has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option, by $71 a year on a $10,000 investment.
Which is riskier, QRFT or VYM?
QRFT has been the more volatile fund at 17.6% annualized versus 15.3% for VYM. Worst drawdown: QRFT -30.2% vs VYM -35.7%.
Should I hold both QRFT and VYM?
QRFT and VYM have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QRFT and VYM?
61.1% of VYM's money is in holdings QRFT also owns. 61.1% of VYM's is in holdings QRFT also owns. They hold 142 positions in common, counted across the 293 positions we hold weights for in QRFT and 603 in VYM.
Which pays a higher dividend, QRFT or VYM?
QRFT yields 0.25% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than QRFT?
VYM has a lower expense ratio. QRFT led over the full window, VYM over 1Y. VYM is less concentrated, with 25.9% of the fund in its ten largest positions against 44.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.