QRFT vs VTI
Qraft AI-Enhanced US Large Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, QRFT or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. QRFT led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 45.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QRFT | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $9M | $690.1B |
| Dividend Yield | 0.25% | 1.03% |
| Holdings | 301 | 3,524 |
| Volatility (annualized) | 17.6% | 17.0%Best |
| Max Drawdown | -30.2%Best | -35.0% |
| $10,000 over 7.2 years | $28,683Best | $27,320 |
| Top 10 Weight | 45.5% | 33.3%Best |
| Fund Family | QRAFT AI ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 20, 2019 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 77 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QRFT has data through Jul 21, 2026 and VTI through Oct 6, 2026.
Volatility and max drawdown, and the $10,000 over 7.2 years row, are measured over the window both funds cover: May 21, 2019 to Jul 21, 2026 (7.2 years).
Risk: Volatility and Drawdowns
QRFT has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 17.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.2% for QRFT and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QRFT charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, QRFT currently yields 0.25% against 1.03% for VTI.
Holdings Overlap
97.0% of QRFT's money is in holdings VTI also owns. 61.8% of VTI's money is in holdings QRFT also owns.
Most of QRFT is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 92 days apart, QRFT as of Apr 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
280 positions in common, counted across the 294 positions we hold weights for in QRFT and 3,463 in VTI, against full books of 301 and 3,524.
What only one of them owns
Our book lists 874 positions for VTI that do not appear in our book for QRFT (35.7% of the fund), and 4 for QRFT that do not appear in VTI (1.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QRFT | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 9.65% | 6.40% | 3.25% |
| AAPLApple, Inc | 9.21% | 6.29% | 2.92% |
| AMZNAmazon.Com Inc | 5.92% | 3.65% | 2.27% |
| GOOGLAlphabet Inc,class A | 4.70% | 2.90% | 1.80% |
| AVGOBroadcom Inc | 4.11% | 2.56% | 1.55% |
| TSLATesla Inc | 3.26% | 1.22% | 2.04% |
| METAMeta Platforms Inc | 2.76% | 1.70% | 1.06% |
| LLYEli Lilly & Co. | 2.00% | 1.35% | 0.65% |
| MUMicron Technology, Inc. | 1.72% | 1.29% | 0.43% |
| JPMJpmorgan Chase | 1.69% | 1.31% | 0.38% |
97.0% of QRFT is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QRFT or VTI?
QRFT has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which is riskier, QRFT or VTI?
QRFT has been the more volatile fund at 17.6% annualized versus 17.0% for VTI. Worst drawdown: QRFT -30.2% vs VTI -35.0%.
Should I hold both QRFT and VTI?
QRFT and VTI have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between QRFT and VTI?
97.0% of QRFT's money is in holdings VTI also owns. 61.8% of VTI's is in holdings QRFT also owns. They hold 280 positions in common, counted across the 294 positions we hold weights for in QRFT and 3,463 in VTI.
Which pays a higher dividend, QRFT or VTI?
QRFT yields 0.25% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than QRFT?
VTI has a lower expense ratio. QRFT led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 45.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.