VIG vs VTV

Quick Verdict

VTV has a lower expense ratio. VTV delivered stronger 1-year returns. VIG offers more diversification with 331 holdings.

Lower Fees: VTVHigher Returns: VTVMore Diversified: VIG

Side-by-Side Comparison

MetricVIGVTVWinner
Expense Ratio0.04%0.03%
AUM$110.2B$186.1B
Dividend Yield1.79%2.29%
Holdings335311
YTD Return+12.51%+18.60%
1Y Return+19.91%+28.75%
3Y Return (annualized)+16.66%+18.63%
5Y Return (annualized)+10.81%+12.39%
Volatility (annualized)13.3%14.5%
Max Drawdown-48.2%-61.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionApr 21, 2006Jan 26, 2004

VIG vs VTV Performance

Vanguard Dividend Appreciation ETF (VIG) is a ETF from Vanguard (US) and Vanguard Value ETF (VTV) is a ETF from Vanguard (US). Over the past year VIG returned +19.91% while VTV returned +28.75%. Year to date, VIG is up 12.51% versus a gain of 18.60% for VTV.

Over three years, VIG compounded at +16.66% per year against +18.63% for VTV; over five years the annualized figures are +10.81% and +12.39% respectively. Across the full 20-year window we track, VIG has the edge at +8.70% annualized vs +7.62%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTV has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.3% for VIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -48.2% for VIG and -61.3% for VTV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VIG charges 0.04% per year while VTV charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, VIG currently yields 1.79% against 2.29% for VTV.

Holdings Overlap

50.0%overlap

VIG and VTV share 119 holdings out of 520 unique holdings combined, representing a 50.0% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in VIGWeight in VTVDifference
JPM:US3.57%3.06%0.51%
JNJ2.68%2.29%0.39%
XOM2.48%2.12%0.36%
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Frequently Asked Questions

Which is cheaper, VIG or VTV?

VIG has an expense ratio of 0.04% while VTV charges 0.03%. VTV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, VIG or VTV?

Over the past year VIG returned +19.91% vs +28.75% for VTV, so VTV leads on 1-year performance. Over the longest common window we track (20 years), VIG annualized +8.70% vs +7.62% for VTV. Past performance does not guarantee future results.

Which is riskier, VIG or VTV?

VTV has been the more volatile fund at 14.5% annualized versus 13.3% for VIG. Worst drawdown: VIG -48.2% vs VTV -61.3%.

Should I hold both VIG and VTV?

VIG and VTV have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VIG and VTV?

VIG and VTV share 119 common holdings with a 50.0% weight overlap. Combined, they hold 520 unique securities.

Which pays a higher dividend, VIG or VTV?

VIG yields 1.79% while VTV yields 2.29%, so VTV currently pays the higher dividend yield.

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