VOO vs XRLV
Vanguard S&P 500 ETF vs Invesco S&P 500 ex-Rate Sensitive Low Volatility ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | VOO | XRLV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $997.4B | $29M | |
| Dividend Yield | 1.08% | 2.08% | |
| Holdings | 509 | 102 | |
| YTD Return | +12.68% | +6.61% | |
| 1Y Return | +21.87% | +5.58% | |
| 3Y Return (annualized) | +22.06% | +8.59% | |
| 5Y Return (annualized) | +12.95% | +8.58% | |
| Volatility (annualized) | 14.1% | 13.5% | |
| Max Drawdown | -34.3% | -38.3% | |
| Fund Family | Vanguard (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Sep 7, 2010 | Apr 6, 2015 |
VOO vs XRLV Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Invesco S&P 500 ex-Rate Sensitive Low Volatility ETF (XRLV) is a ETF from Invesco (US). Over the past year VOO returned +21.87% while XRLV returned +5.58%. Year to date, VOO is up 12.68% versus a gain of 6.61% for XRLV.
Over three years, VOO compounded at +22.06% per year against +8.59% for XRLV; over five years the annualized figures are +12.95% and +8.58% respectively. Across the full 11-year window we track, VOO has the edge at +13.47% annualized vs +9.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.5% for XRLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -38.3% for XRLV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VOO charges 0.03% per year while XRLV charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 2.08% for XRLV.
Holdings Overlap
VOO and XRLV share 99 holdings out of 506 unique holdings combined, representing a 14.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or XRLV?
VOO has an expense ratio of 0.03% while XRLV charges 0.25%. VOO is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, VOO or XRLV?
Over the past year VOO returned +21.87% vs +5.58% for XRLV, so VOO leads on 1-year performance. Over the longest common window we track (11 years), VOO annualized +13.47% vs +9.89% for XRLV. Past performance does not guarantee future results.
Which is riskier, VOO or XRLV?
VOO has been the more volatile fund at 14.1% annualized versus 13.5% for XRLV. Worst drawdown: VOO -34.3% vs XRLV -38.3%.
Should I hold both VOO and XRLV?
VOO and XRLV have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and XRLV?
VOO and XRLV share 99 common holdings with a 14.3% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, VOO or XRLV?
VOO yields 1.08% while XRLV yields 2.08%, so XRLV currently pays the higher dividend yield.
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