VTI vs ZECP
Vanguard Morningstar Total Stock Market ETF vs Zacks Earnings Consistent Portfolio ETF
Which is better, VTI or ZECP?
Large Cap Blend against All Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZECP |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.55% |
| AUM | $690.1B | $373M |
| Dividend Yield | 1.03% | 0.72% |
| Holdings | 3,524 | 120 |
| YTD Return | +13.35%Best | +7.22% |
| 1Y Return | +15.92%Best | +10.78% |
| 3Y Return (annualized) | +23.41%Best | +16.91% |
| 5Y Return (annualized) | +12.83%Best | +9.96% |
| Volatility (annualized) | 15.9% | 13.9%Best |
| Max Drawdown | -25.4% | -21.9%Best |
| $10,000 over 5 years | $18,286Best | $16,076 |
| Top 10 Weight | 33.3%Best | 42.2% |
| Fund Family | Vanguard (US) | Zacks |
| Category | Equity | Equity |
| Style | Large Cap Blend | All Cap Blend |
| Inception | May 24, 2001 | Aug 23, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Aug 24, 2021 to Oct 2, 2026 (5.1 years).
VTI vs ZECP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.
VTI vs ZECP Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Zacks Earnings Consistent Portfolio ETF (ZECP) is an ETF from Zacks. Over the past year VTI returned +15.92% while ZECP returned +10.78%. Year to date, VTI is up 13.35% versus a gain of 7.22% for ZECP.
Over three years, VTI compounded at +23.41% per year against +16.91% for ZECP; over five years the annualized figures are +12.83% and +9.96% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.9% for ZECP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -21.9% for ZECP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while ZECP charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.72% for ZECP.
Holdings Overlap
28.4% of VTI's money is in holdings ZECP also owns. 98.2% of ZECP's money is in holdings VTI also owns.
Most of ZECP is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, VTI as of Jul 31, 2026 and ZECP as of Sep 15, 2026, so some of the difference between them is the time between the two reports rather than the funds.
59 positions in common, counted across the 3,463 positions we hold weights for in VTI and 59 in ZECP, against full books of 3,524 and 120.
What only one of them owns
Our book lists 0 positions for ZECP that do not appear in our book for VTI (0.0% of the fund), and 1,091 for VTI that do not appear in ZECP (69.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in ZECP | Difference |
|---|---|---|---|
| AAPLApple, Inc | 6.29% | 8.24% | 1.95% |
| MSFTMicrosoft Corp | 4.79% | 7.48% | 2.69% |
| GOOGLAlphabet Inc,class A | 2.90% | 7.31% | 4.41% |
| JPMJpmorgan Chase | 1.31% | 3.48% | 2.17% |
| CATCaterpillar, Inc. | 0.52% | 3.97% | 3.45% |
| LLYEli Lilly & Co. | 1.35% | 2.65% | 1.30% |
| WMTWalmart, Inc. | 0.68% | 2.60% | 1.92% |
| JNJJohnson & Johnson - Common | 0.86% | 1.89% | 1.03% |
| AMATApplied Materials, Inc. | 0.56% | 2.08% | 1.52% |
| AXPAmerican Express Co. | 0.25% | 2.38% | 2.13% |
98.2% of ZECP is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZECP?
VTI has an expense ratio of 0.03% while ZECP charges 0.55%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, VTI or ZECP?
Over the past year VTI returned +15.92% vs +10.78% for ZECP, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or ZECP?
VTI has been the more volatile fund at 15.9% annualized versus 13.9% for ZECP. Worst drawdown: VTI -25.4% vs ZECP -21.9%.
Should I hold both VTI and ZECP?
VTI and ZECP have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTI and ZECP?
98.2% of ZECP's money is in holdings VTI also owns. 98.2% of ZECP's is in holdings VTI also owns. They hold 59 positions in common, counted across the 3,463 positions we hold weights for in VTI and 59 in ZECP.
Which pays a higher dividend, VTI or ZECP?
VTI yields 1.03% while ZECP yields 0.72%, so VTI currently pays the higher dividend yield.
Is ZECP better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.