PBHC
NSCPathfinder Bancorp Inc.
Financial Services•Savings & Cooperative Banks
Watchlists:
Last updated: Wednesday 9th July 2025
15.01
+0.08 (0.54%)
Prev Close:14.93
Open:15.2875
Bid:12.9
Ask:16.07
52 Week Range
12.7919.86
Volume:4,997
Mkt Cap:92 M
43
MarketXLS Rank ®
Hold
Price Target
$17.26
+15.0%
Financials
Financial Statements
PBHC - Income Statement (Annual)
| Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Accrued Preferred Stock Dividends | 180000.0 | 291000.0 | 208000.0 | 16000.0 | 130000.0 | |||||
| Credit Losses Provision | 38000.0 | 37000.0 | 3 M | 1 M | 5 M | 2 M | 1 M | 2 M | 953000.0 | 1 M |
| Depreciation And Amortization | 1 M | 1 M | 1 M | 2 M | 2 M | 23000.0 | -1 M | -1 M | -1 M | |
| Dividend Income | 620000.0 | 573000.0 | 229000.0 | 309000.0 | 324000.0 | 279000.0 | 259000.0 | 229000.0 | 134000.0 | 178000.0 |
| Fees And Commissions | 3 M | 3 M | 3 M | |||||||
| General And Administrative Expense | 3 M | 3 M | 2 M | 2 M | 2 M | 3 M | 2 M | 2 M | 3 M | 3 M |
| Impairment Of Capital Assets | 379 M | |||||||||
| Insurance And Claims | 2 M | 2 M | 2 M | 2 M | 1 M | 2 M | 2 M | 1 M | 2 M | 2 M |
| Insurance And Premiums | 1 M | 1 M | 1 M | 1 M | 955000.0 | 844000.0 | 840000.0 | 803000.0 | ||
| Interest Expense For Deposit | 30 M | 23 M | 7 M | 5 M | 8 M | 11 M | 7 M | 4 M | 2 M | 2 M |
| Interest Expense For Long Term Debt | 733000.0 | 850000.0 | 564000.0 | 1 M | 2 M | 2 M | 1 M | 595000.0 | 270000.0 | 257000.0 |
| Interest Expense For Long Term Debt And Capital Securities | 733000.0 | 850000.0 | 564000.0 | 1 M | 2 M | 2 M | 1 M | 595000.0 | 270000.0 | 257000.0 |
| Interest Expense For Short Term Debt | 4 M | 3 M | 2 M | 2 M | 1 M | 1 M | 1 M | 2 M | 1 M | 438000.0 |
| Interest Income | 78 M | 68 M | 51 M | 46 M | 43 M | 42 M | 35 M | 29 M | 24 M | 21 M |
| Interest Income After Provision For Loan Loss | 41 M | 39 M | 39 M | 37 M | 27 M | 24 M | 23 M | 20 M | 18 M | 16 M |
| Interest Income From Federal Funds Sold And Securities Purchase Under Agreements To Resell | 793000.0 | 295000.0 | 149000.0 | 9000.0 | 79000.0 | 304000.0 | 246000.0 | 156000.0 | 64000.0 | 21000.0 |
| Interest Income From Investment Securities | 24 M | 19 M | 12 M | 8 M | 7 M | 7 M | 6 M | 5 M | 3 M | 3 M |
| Interest Income From Loans | 53 M | 47 M | 38 M | 37 M | 35 M | 34 M | 28 M | 24 M | 21 M | 18 M |
| Interest Income From Loans And Lease | 53 M | 47 M | 38 M | 37 M | 35 M | 34 M | 28 M | 24 M | 21 M | 18 M |
| Interest Income From Securities | 24 M | 19 M | 12 M | 8 M | 7 M | 7 M | 6 M | 5 M | 3 M | 3 M |
| Minority Interests | -1 M | -129000.0 | -101000.0 | -103000.0 | -96000.0 | -10000.0 | 22000.0 | 68000.0 | -26000.0 | -43000.0 |
| Net Income (loss) | 3 M | 9 M | 13 M | 12 M | 7 M | 4 M | 4 M | 3 M | 3 M | 3 M |
| Net Income Common Stockholders | 3 M | 9 M | 10 M | 9 M | 7 M | 4 M | 4 M | 3 M | 3 M | 3 M |
| Net Income Continuous Operations | 5 M | 9 M | 13 M | 12 M | 7 M | 4 M | 4 M | 3 M | 3 M | 3 M |
| Net Interest Income | 41 M | 39 M | 41 M | 38 M | 32 M | 26 M | 24 M | 21 M | 19 M | 17 M |
| Net Occupancy Expense | 4 M | 4 M | 3 M | 3 M | 3 M | 3 M | 2 M | 2 M | 2 M | 2 M |
| Non Interest Expense | 34 M | 29 M | 29 M | 27 M | 25 M | -26 M | -24 M | -21 M | -19 M | -18 M |
| Non Interest Income | 10 M | 5 M | 6 M | 6 M | 6 M | 5 M | 4 M | 4 M | 4 M | 4 M |
| Occupancy And Equipment | 4 M | 4 M | 3 M | 3 M | 3 M | 3 M | 2 M | 2 M | 2 M | 2 M |
| Other Customer Services | 2 M | 2 M | 2 M | |||||||
| Other Gand A | 3 M | 3 M | 2 M | 2 M | 2 M | 3 M | 2 M | 2 M | 3 M | 3 M |
| Other Interest Expense | 10 M | 8 M | 11 M | -14 M | -9 M | -6 M | -4 M | -3 M | ||
| Other Non Interest Expense | 5 M | 4 M | 4 M | 4 M | 4 M | 4 M | 3 M | 3 M | 2 M | 2 M |
| Other Non Interest Income | 854000.0 | 630000.0 | 5 M | 5 M | 5 M | 3 M | 3 M | 3 M | 267000.0 | 435000.0 |
| Otherunder Preferred Stock Dividend | 180000.0 | 291000.0 | 208000.0 | 16000.0 | 130000.0 | |||||
| Preferred Stock Dividends | 180000.0 | 291000.0 | 208000.0 | 16000.0 | 130000.0 | |||||
| Professional Expense And Contract Services Expense | 4 M | 2 M | 2 M | 2 M | 1 M | 1 M | 1 M | 952000.0 | 834000.0 | 859000.0 |
| Promotion And Advertising | 604000.0 | 671000.0 | 905000.0 | 1 M | 941000.0 | 962000.0 | 920000.0 | 809000.0 | 730000.0 | 518000.0 |
| Salaries And Wages | 18 M | 16 M | 16 M | 14 M | 13 M | 14 M | 13 M | 12 M | 11 M | 10 M |
| Securities Activities | 29000.0 | 456000.0 | 422000.0 | |||||||
| Selling And Marketing Expense | 604000.0 | 671000.0 | 905000.0 | 1 M | 941000.0 | 962000.0 | 920000.0 | 809000.0 | 730000.0 | 518000.0 |
| Service Charge On Depositor Accounts | 1 M | 1 M | 1 M | |||||||
| Total Revenues | 51 M | 44 M | 47 M | 45 M | 38 M | 31 M | 28 M | 25 M | 24 M | 22 M |
| Total Premiums Earned | 1 M | 1 M | 1 M | 1 M | 955000.0 | 844000.0 | 840000.0 | 803000.0 | ||
| Total Revenue | 51 M | 44 M | 47 M | 45 M | 38 M | 31 M | 28 M | 25 M | 24 M | 22 M |
| Amord | 349000.0 | 100000.0 | 75000.0 | 69000.0 | 54000.0 | 23000.0 | -12000.0 | -34000.0 | -34000.0 | -14000.0 |
| Avgshs | 6 M | 3 M | 3 M | 5 M | 4 M | 4 M | 4 M | 4 M | 4 M | |
| Avgshsdt | 6 M | 3 M | 3 M | 5 M | 4 M | 4 M | 4 M | 4 M | 4 M | |
| Basiceps | 1.16 | 4.26 | 4.14 | 1.17 | 0.8 | 0.97 | 0.86 | 0.79 | 0.67 | |
| Basicepscont | 4.26 | 4.14 | 1.17 | 0.8 | 0.97 | 0.86 | 0.79 | 0.67 | ||
| Depamor | 1 M | 2 M | 2 M | 23000.0 | -1 M | -1 M | -1 M | |||
| Dileps | 1.16 | 4.26 | 4.14 | 1.17 | 0.8 | 0.94 | 0.83 | 0.78 | 0.66 | |
| Dilepscont | 4.14 | 1.17 | 0.8 | 0.94 | 0.83 | 0.78 | 0.66 | |||
| Div Per Share | 0.4 | 0.36 | 0.34 | 0.28 | 0.24 | 0.24 | 0.24 | 0.22 | 0.2 | 0.12 |
| Intexp | 35 M | 27 M | 10 M | 8 M | 11 M | -14 M | -9 M | -6 M | -4 M | -3 M |
| Netincdisc | 3 M | 9 M | 13 M | 12 M | 7 M | 4 M | 4 M | 3 M | 3 M | 3 M |
| Othspecchg | -15 M | -13 M | -13 M | -240000.0 | -145000.0 | -166000.0 | -149000.0 | -157000.0 | ||
| Pretaxinc | 5 M | 12 M | 16 M | 16 M | 8 M | 5 M | 5 M | 4 M | 4 M | 4 M |
| Sga | 21 M | 19 M | 19 M | 18 M | 16 M | 17 M | 16 M | 14 M | 14 M | 13 M |
| Shsout | 6 M | 6 M | 6 M | 6 M | 5 M | 5 M | 4 M | 4 M | 4 M | 4 M |
| Specincchg | -5 M | -4 M | -4 M | -4 M | -4 M | -4 M | -3 M | -3 M | -2 M | -2 M |
| Taxprov | 332000.0 | 2 M | 3 M | 3 M | 1 M | 2 M | 1 M | 1 M | 1 M | 1 M |
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