PBHC Stock Annual Income Statement. Download in Excel
Pathfinder Bancorp Inc.
PBHC 
NSC
Sector: Financial Services
Industry: Savings & Cooperative Banks
14.98
USD
0.20
(1.36%)
Previous close: 14.7822 Open: 14.94 Bid: 14.06 Ask: 18.5
52 week range
12.16 19.86
Mkt Cap: 91 M Avg Vol (90 Days): 2,937
Last updated: Monday 12th May 2025
Financials
PBHC Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 130000.0 | 16000.0 | 208000.0 | 291000.0 | 180000.0 | |||||
| Basic EPS from continuing operations | 0.67 | 0.79 | 0.86 | 0.97 | 0.8 | 1.17 | 4.14 | 4.26 | ||
| Basic EPS total | 0.67 | 0.79 | 0.86 | 0.97 | 0.8 | 1.17 | 4.14 | 4.26 | 1.16 | |
| Basic weighted shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 3 M | 3 M | 6 M | |
| CreditLossesProvision | 1 M | 953000.0 | 2 M | 1 M | 2 M | 5 M | 1 M | 3 M | 37000.0 | 38000.0 |
| Depreciation | -1 M | -1 M | -1 M | -2 M | 2 M | 2 M | 1 M | |||
| Depreciation unreconciled | 23000.0 | |||||||||
| DepreciationAndAmortization | -1 M | -1 M | -1 M | 23000.0 | 2 M | 2 M | 1 M | 1 M | 1 M | |
| Diluted EPS total | 0.66 | 0.78 | 0.83 | 0.94 | 0.8 | 1.17 | 4.14 | 4.26 | 1.16 | |
| Diluted normalized net income/share | 0.66 | 0.78 | 0.83 | 0.94 | 0.8 | 1.17 | 4.14 | |||
| Diluted weighted shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M | 3 M | 3 M | 6 M | |
| DividendIncome | 178000.0 | 134000.0 | 229000.0 | 259000.0 | 279000.0 | 324000.0 | 309000.0 | 229000.0 | 573000.0 | 620000.0 |
| Dividends paid per share | 0.12 | 0.2 | 0.22 | 0.24 | 0.24 | 0.24 | 0.28 | 0.34 | 0.36 | 0.4 |
| FeesAndCommissions | 3 M | 3 M | 3 M | |||||||
| GeneralAndAdministrativeExpense | 3 M | 3 M | 2 M | 2 M | 3 M | 2 M | 2 M | 2 M | 3 M | 3 M |
| ImpairmentOfCapitalAssets | 379 M | |||||||||
| Income before tax | 4 M | 4 M | 4 M | 5 M | 5 M | 8 M | 16 M | 16 M | 12 M | 5 M |
| Income taxes | 1 M | 1 M | 1 M | 1 M | 2 M | 1 M | 3 M | 3 M | 2 M | 332000.0 |
| InsuranceAndClaims | 2 M | 2 M | 1 M | 2 M | 2 M | 1 M | 2 M | 2 M | 2 M | 2 M |
| InsuranceAndPremiums | 803000.0 | 840000.0 | 844000.0 | 955000.0 | 1 M | 1 M | 1 M | 1 M | ||
| Interest expense | -3 M | -4 M | -6 M | -9 M | -14 M | 11 M | 8 M | 10 M | 27 M | 35 M |
| InterestExpenseForDeposit | 2 M | 2 M | 4 M | 7 M | 11 M | 8 M | 5 M | 7 M | 23 M | 30 M |
| InterestExpenseForLongTermDebt | 257000.0 | 270000.0 | 595000.0 | 1 M | 2 M | 2 M | 1 M | 564000.0 | 850000.0 | 733000.0 |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 257000.0 | 270000.0 | 595000.0 | 1 M | 2 M | 2 M | 1 M | 564000.0 | 850000.0 | 733000.0 |
| InterestExpenseForShortTermDebt | 438000.0 | 1 M | 2 M | 1 M | 1 M | 1 M | 2 M | 2 M | 3 M | 4 M |
| InterestIncome | 21 M | 24 M | 29 M | 35 M | 42 M | 43 M | 46 M | 51 M | 68 M | 78 M |
| InterestIncomeAfterProvisionForLoanLoss | 16 M | 18 M | 20 M | 23 M | 24 M | 27 M | 37 M | 39 M | 39 M | 41 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 21000.0 | 64000.0 | 156000.0 | 246000.0 | 304000.0 | 79000.0 | 9000.0 | 149000.0 | 295000.0 | 793000.0 |
| InterestIncomeFromInvestmentSecurities | 3 M | 3 M | 5 M | 6 M | 7 M | 7 M | 8 M | 12 M | 19 M | 24 M |
| InterestIncomeFromLoans | 18 M | 21 M | 24 M | 28 M | 34 M | 35 M | 37 M | 38 M | 47 M | 53 M |
| InterestIncomeFromLoansAndLease | 18 M | 21 M | 24 M | 28 M | 34 M | 35 M | 37 M | 38 M | 47 M | 53 M |
| InterestIncomeFromSecurities | 3 M | 3 M | 5 M | 6 M | 7 M | 7 M | 8 M | 12 M | 19 M | 24 M |
| MinorityInterests | -43000.0 | -26000.0 | 68000.0 | 22000.0 | -10000.0 | -96000.0 | -103000.0 | -101000.0 | -129000.0 | -1 M |
| Net income from total operations | 3 M | 3 M | 3 M | 4 M | 4 M | 7 M | 12 M | 13 M | 9 M | 3 M |
| NetIncomeCommonStockholders | 3 M | 3 M | 3 M | 4 M | 4 M | 7 M | 9 M | 10 M | 9 M | 3 M |
| NetIncomeContinuousOperations | 3 M | 3 M | 3 M | 4 M | 4 M | 7 M | 12 M | 13 M | 9 M | 5 M |
| NetInterestIncome | 17 M | 19 M | 21 M | 24 M | 26 M | 32 M | 38 M | 41 M | 39 M | 41 M |
| NetOccupancyExpense | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M |
| NonInterestExpense | -18 M | -19 M | -21 M | -24 M | -26 M | 25 M | 27 M | 29 M | 29 M | 34 M |
| NonInterestIncome | 4 M | 4 M | 4 M | 4 M | 5 M | 6 M | 6 M | 6 M | 5 M | 10 M |
| OccupancyAndEquipment | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M |
| Other special charges | -157000.0 | -149000.0 | -166000.0 | -145000.0 | -240000.0 | -13 M | -13 M | -15 M | ||
| OtherCustomerServices | 2 M | 2 M | 2 M | |||||||
| OtherGandA | 3 M | 3 M | 2 M | 2 M | 3 M | 2 M | 2 M | 2 M | 3 M | 3 M |
| OtherInterestExpense | -3 M | -4 M | -6 M | -9 M | -14 M | 11 M | 8 M | 10 M | ||
| OtherNonInterestExpense | 2 M | 2 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M | 4 M | 5 M |
| OtherNonInterestIncome | 435000.0 | 267000.0 | 3 M | 3 M | 3 M | 5 M | 5 M | 5 M | 630000.0 | 854000.0 |
| OtherunderPreferredStockDividend | 130000.0 | 16000.0 | 208000.0 | 291000.0 | 180000.0 | |||||
| PreferredStockDividends | 130000.0 | 16000.0 | 208000.0 | 291000.0 | 180000.0 | |||||
| ProfessionalExpenseAndContractServicesExpense | 859000.0 | 834000.0 | 952000.0 | 1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 4 M |
| PromotionAndAdvertising | 518000.0 | 730000.0 | 809000.0 | 920000.0 | 962000.0 | 941000.0 | 1 M | 905000.0 | 671000.0 | 604000.0 |
| Revenue per share | -14000.0 | -34000.0 | -34000.0 | -12000.0 | 23000.0 | 54000.0 | 69000.0 | 75000.0 | 100000.0 | 349000.0 |
| SalariesAndWages | 10 M | 11 M | 12 M | 13 M | 14 M | 13 M | 14 M | 16 M | 16 M | 18 M |
| SecuritiesActivities | 422000.0 | 456000.0 | 29000.0 | |||||||
| Selling Gen & administrative expense | 13 M | 14 M | 14 M | 16 M | 17 M | 16 M | 18 M | 19 M | 19 M | 21 M |
| SellingAndMarketingExpense | 518000.0 | 730000.0 | 809000.0 | 920000.0 | 962000.0 | 941000.0 | 1 M | 905000.0 | 671000.0 | 604000.0 |
| ServiceChargeOnDepositorAccounts | 1 M | 1 M | 1 M | |||||||
| Special income/charges | -2 M | -2 M | -3 M | -3 M | -4 M | -4 M | -4 M | -4 M | -4 M | -5 M |
| Total common shares outstanding | 4 M | 4 M | 4 M | 4 M | 5 M | 5 M | 6 M | 6 M | 6 M | 6 M |
| Total net income | 3 M | 3 M | 3 M | 4 M | 4 M | 7 M | 12 M | 13 M | 9 M | 3 M |
| Total ordinary shares | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M | 5 M |
| Total revenues | 22 M | 24 M | 25 M | 28 M | 31 M | 38 M | 45 M | 47 M | 44 M | 51 M |
| TotalPremiumsEarned | 803000.0 | 840000.0 | 844000.0 | 955000.0 | 1 M | 1 M | 1 M | 1 M | ||
| TotalRevenue | 22 M | 24 M | 25 M | 28 M | 31 M | 38 M | 45 M | 47 M | 44 M | 51 M |
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