ACVF vs SCHD
American Conservative Values ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ACVF offers more diversification with 388 holdings.
Side-by-Side Comparison
| Metric | ACVF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $159M | $108.7B | |
| Dividend Yield | 0.52% | 3.13% | |
| Holdings | 388 | 104 | |
| YTD Return | +13.51% | +27.67% | |
| 1Y Return | +15.89% | +29.56% | |
| 3Y Return (annualized) | +18.70% | +16.53% | |
| 5Y Return (annualized) | +11.68% | +9.95% | |
| Volatility (annualized) | 14.9% | 13.6% | |
| Max Drawdown | -24.4% | -33.4% | |
| Fund Family | ACV ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 28, 2020 | Oct 20, 2011 |
ACVF vs SCHD Performance
American Conservative Values ETF (ACVF) is a ETF from ACV ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ACVF returned +15.89% while SCHD returned +29.56%. Year to date, ACVF is up 13.51% versus a gain of 27.67% for SCHD.
Over three years, ACVF compounded at +18.70% per year against +16.53% for SCHD; over five years the annualized figures are +11.68% and +9.95% respectively. Across the full 6-year window we track, ACVF has the edge at +16.03% annualized vs +11.55%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACVF has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for ACVF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ACVF charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, ACVF currently yields 0.52% against 3.13% for SCHD.
Holdings Overlap
ACVF and SCHD share 36 holdings out of 453 unique holdings combined, representing a 9.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ACVF or SCHD?
ACVF has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, ACVF or SCHD?
Over the past year ACVF returned +15.89% vs +29.56% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), ACVF annualized +16.03% vs +11.55% for SCHD. Past performance does not guarantee future results.
Which is riskier, ACVF or SCHD?
ACVF has been the more volatile fund at 14.9% annualized versus 13.6% for SCHD. Worst drawdown: ACVF -24.4% vs SCHD -33.4%.
Should I hold both ACVF and SCHD?
ACVF and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ACVF and SCHD?
ACVF and SCHD share 36 common holdings with a 9.0% weight overlap. Combined, they hold 453 unique securities.
Which pays a higher dividend, ACVF or SCHD?
ACVF yields 0.52% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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