FLCC vs VOO

FLCC vs VOO

Which is better, FLCC or VOO?

Nearly the same fund. VOO costs less.

VOO has a lower expense ratio. FLCC led over the full window, VOO over 1Y. The two have moved almost in lockstep, correlation 0.95. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 38.6%.

Lower Fees: VOOHigher Returns: splitLess Concentrated: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLCCVOO
Expense Ratio0.29%0.03%Best
AUM$132M$997.4B
Dividend Yield0.46%1.04%
Holdings152509
YTD Return+12.20%+12.37%Best
1Y Return+13.69%+16.61%Best
3Y Return (annualized)-+21.37%
5Y Return (annualized)-+13.49%
Volatility (annualized)12.7%12.2%Best
Max Drawdown-19.2%-18.7%Best
$10,000 over 2.1 years$14,275Best$14,139
Top 10 Weight38.6%37.6%Best
Fund FamilyFederated HermesVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 30, 2024Sep 7, 2010

Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jul 31, 2024 to Sep 18, 2026 (2.1 years).

FLCC vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.

FLCC vs VOO Performance

Federated Hermes MDT Large Cap Core ETF (FLCC) is an ETF from Federated Hermes and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FLCC returned +13.69% while VOO returned +16.61%. Year to date, FLCC is up 12.20% versus a gain of 12.37% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FLCC has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 12.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for FLCC and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FLCC charges 0.29% per year while VOO charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, FLCC currently yields 0.46% against 1.04% for VOO.

Holdings Overlap

FLCC already in VOO89.4%
VOO already in FLCC60.3%

89.4% of FLCC's money is in holdings VOO also owns. 60.3% of VOO's money is in holdings FLCC also owns.

Most of FLCC is already inside VOO. Owning both mostly buys the same companies twice.

118 positions in common, counted across the 151 positions we hold weights for in FLCC and 494 in VOO, against full books of 152 and 509.

What only one of them owns

Our book lists 369 positions for VOO that do not appear in our book for FLCC (38.8% of the fund), and 31 for FLCC that do not appear in VOO (10.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FLCCWeight in VOODifference
NVDANvidia Corp7.79%7.55%0.24%
AAPLApple, Inc6.65%7.05%0.40%
MSFTMicrosoft Corp4.55%5.36%0.81%
GOOGLAlphabet Inc,class A6.24%3.24%3.00%
AMZNAmazon.Com Inc3.17%4.13%0.96%
AVGOBroadcom Inc2.03%2.86%0.83%
MUMicron Technology, Inc.1.66%1.44%0.22%
METAMeta Platforms Inc1.02%1.90%0.88%
ABBVAbbvie Inc.2.13%0.69%1.44%
COSTCostco Wholesale Corp.1.96%0.66%1.30%

89.4% of FLCC is already inside VOO.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FLCCVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLCC or VOO?

FLCC has an expense ratio of 0.29% while VOO charges 0.03%. VOO is the cheaper option, by $26 a year on a $10,000 investment.

Which performed better, FLCC or VOO?

Over the past year FLCC returned +13.69% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), FLCC annualized +18.47% vs +17.93% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FLCC or VOO?

FLCC has been the more volatile fund at 12.7% annualized versus 12.2% for VOO. Worst drawdown: FLCC -19.2% vs VOO -18.7%.

Should I hold both FLCC and VOO?

FLCC and VOO have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between FLCC and VOO?

89.4% of FLCC's money is in holdings VOO also owns. 60.3% of VOO's is in holdings FLCC also owns. They hold 118 positions in common, counted across the 151 positions we hold weights for in FLCC and 494 in VOO.

Which pays a higher dividend, FLCC or VOO?

FLCC yields 0.46% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than FLCC?

VOO has a lower expense ratio. FLCC led over the full window, VOO over 1Y. The two have moved almost in lockstep, correlation 0.95. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 38.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.