MNZL vs SPY

MNZL vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricMNZLSPYWinner
Expense Ratio0.40%0.09%
AUM$26M$821.1B
Dividend Yield0.03%1.01%
Holdings490505
YTD Return+17.05%+12.68%
1Y Return-+21.82%
3Y Return (annualized)-+21.98%
5Y Return (annualized)-+12.89%
Volatility (annualized)-15.3%
Max Drawdown-9.7%-56.5%
Fund FamilyManzil Investment Advisors, LLCState Street Investment Management
CategoryEquityEquity
InceptionNov 18, 2025Jan 22, 1993

MNZL vs SPY Performance

Manzil Russell Halal USA Broad Market ETF (MNZL) is a ETF from Manzil Investment Advisors, LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, MNZL is up 17.05% versus a gain of 12.68% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.7% for MNZL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MNZL charges 0.40% per year while SPY charges 0.09%. On a $10,000 position that is $40 vs $9 annually, a gap of $31 per year that compounds over a long holding period. On income, MNZL currently yields 0.03% against 1.01% for SPY.

Holdings Overlap

40.2%overlap

MNZL and SPY share 239 holdings out of 752 unique holdings combined, representing a 40.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in MNZLWeight in SPYDifference
AAPL15.09%6.83%8.26%
AVGO5.67%2.97%2.70%
TSLA3.89%1.38%2.51%
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Frequently Asked Questions

Which is cheaper, MNZL or SPY?

MNZL has an expense ratio of 0.40% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

What is the holdings overlap between MNZL and SPY?

MNZL and SPY share 239 common holdings with a 40.2% weight overlap. Combined, they hold 752 unique securities.

Which pays a higher dividend, MNZL or SPY?

MNZL yields 0.03% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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