MNZL vs VTI
Manzil Russell Halal USA Broad Market ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MNZL or VTI?
VTI costs less.
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MNZL | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $29M | $666.9B |
| Dividend Yield | 0.03% | 1.03% |
| Holdings | 490 | 3,543 |
| YTD Return | +14.87%Best | +12.08% |
| 1Y Return | - | +16.31% |
| 3Y Return (annualized) | - | +20.83% |
| 5Y Return (annualized) | - | +11.89% |
| Top 10 Weight | 40.7% | 33.3%Best |
| Fund Family | Manzil Investment Advisors, LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 18, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
MNZL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MNZL vs VTI Performance
Manzil Russell Halal USA Broad Market ETF (MNZL) is an ETF from Manzil Investment Advisors, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, MNZL is up 14.87% versus a gain of 12.08% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
MNZL charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, MNZL currently yields 0.03% against 1.03% for VTI.
Holdings Overlap
98.5% of MNZL's money is in holdings VTI also owns. 39.4% of VTI's money is in holdings MNZL also owns.
Most of MNZL is already inside VTI. Owning both mostly buys the same companies twice.
464 positions in common, counted across the 485 positions we hold weights for in MNZL and 3,463 in VTI, against full books of 490 and 3,543.
What only one of them owns
Our book lists 715 positions for VTI that do not appear in our book for MNZL (58.4% of the fund), and 10 for MNZL that do not appear in VTI (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in MNZL | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 15.79% | 6.29% | 9.50% |
| AVGOBroadcom Inc | 5.65% | 2.56% | 3.09% |
| MUMicron Technology, Inc. | 3.89% | 1.29% | 2.60% |
| TSLATesla Inc | 3.50% | 1.22% | 2.28% |
| LLYEli Lilly & Co. | 3.14% | 1.35% | 1.79% |
| AMDAdvanced Micro Devices Inc | 2.63% | 1.08% | 1.55% |
| JNJJohnson & Johnson - Common | 2.31% | 0.86% | 1.45% |
| LRCXLrcx Uw Equity | 1.29% | 0.51% | 0.78% |
| AMATApplied Materials, Inc. | 1.21% | 0.56% | 0.65% |
| MRKMerck & Company Inc | 1.30% | 0.45% | 0.85% |
98.5% of MNZL is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MNZL or VTI?
MNZL has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
What is the holdings overlap between MNZL and VTI?
98.5% of MNZL's money is in holdings VTI also owns. 39.4% of VTI's is in holdings MNZL also owns. They hold 464 positions in common, counted across the 485 positions we hold weights for in MNZL and 3,463 in VTI.
Which pays a higher dividend, MNZL or VTI?
MNZL yields 0.03% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than MNZL?
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.