PSET vs VOO
PSET vs VOO
Principal Quality ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | PSET | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $28M | $979.0B | |
| Dividend Yield | 0.63% | 1.09% | |
| Holdings | 73 | 509 | |
| YTD Return | +7.34% | +13.80% | |
| 1Y Return | +10.43% | +23.71% | |
| 3Y Return (annualized) | +13.38% | +21.50% | |
| 5Y Return (annualized) | +8.92% | +13.44% | |
| Volatility (annualized) | 15.1% | 14.1% | |
| Max Drawdown | -34.8% | -34.3% | |
| Fund Family | Principal Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2016 | Sep 7, 2010 |
PSET vs VOO Performance
Principal Quality ETF (PSET) is a ETF from Principal Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PSET returned +10.43% while VOO returned +23.71%. Year to date, PSET is up 7.34% versus a gain of 13.80% for VOO.
Over three years, PSET compounded at +13.38% per year against +21.50% for VOO; over five years the annualized figures are +8.92% and +13.44% respectively. Across the full 10-year window we track, VOO has the edge at +13.58% annualized vs +12.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSET has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.8% for PSET and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
PSET charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, PSET currently yields 0.63% against 1.09% for VOO.
Holdings Overlap
PSET and VOO share 68 holdings out of 510 unique holdings combined, representing a 32.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PSET | Weight in VOO | Difference |
|---|---|---|---|
| NVDA | 6.19% | 7.51% | 1.32% |
| AAPL | 6.28% | 6.59% | 0.31% |
| MSFT | 3.38% | 4.30% | 0.92% |
| AMZN | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| V | Pro | Pro | Pro |
| AMAT | Pro | Pro | Pro |
| PANW | Pro | Pro | Pro |
See all 10 holdings PSET shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, PSET or VOO?
PSET has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, PSET or VOO?
Over the past year PSET returned +10.43% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (10 years), PSET annualized +12.60% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, PSET or VOO?
PSET has been the more volatile fund at 15.1% annualized versus 14.1% for VOO. Worst drawdown: PSET -34.8% vs VOO -34.3%.
Should I hold both PSET and VOO?
PSET and VOO have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between PSET and VOO?
PSET and VOO share 68 common holdings with a 32.4% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, PSET or VOO?
PSET yields 0.63% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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