
PROV
NGSProvident Financial Holdings Inc.
Financial Services•Savings & Cooperative Banks
Watchlists:
Last updated: Sunday 20th July 2025
15.68
+0.18 (1.16%)
Prev Close:15.5
Open:15.5
Bid:6.2
Ask:22.99
52 Week Range
12.7216.70
Volume:5,660
Mkt Cap:102 M
43
MarketXLS Rank ®
Hold
Price Target
$18.03
+15.0%
Financial Statements
PROV - Income Statement (Annual)
Jun-24 | Jun-23 | Jun-22 | Jun-21 | Jun-20 | Jun-19 | Jun-18 | Jun-17 | Jun-16 | Jun-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Credit Card | 2 M | 1 M | 1 M | 1 M | ||||||
Credit Losses Provision | 63000.0 | 374000.0 | 439000.0 | 32000.0 | 1 M | 475000.0 | 278000.0 | 1 M | 2 M | 1 M |
Depreciation And Amortization | 2 M | 1 M | 2 M | 2 M | 2 M | -881000.0 | -845000.0 | -891000.0 | -891000.0 | -1 M |
Equipment | 1 M | 1 M | 1 M | 1 M | 1 M | 2 M | 2 M | 1 M | 2 M | 2 M |
Fees And Commissions | 414000.0 | 1 M | 1 M | 819000.0 | 1 M | 5 M | 5 M | 5 M | 5 M | |
General And Administrative Expense | 2 M | 2 M | 4 M | 8 M | 6 M | 5 M | 5 M | |||
Impairment Of Capital Assets | -103.0 | |||||||||
Insurance And Claims | 4 M | 8 M | 6 M | 5 M | 5 M | |||||
Interest Expense For Capitalized Lease Obligations | 882000.0 | 880000.0 | 2 M | |||||||
Interest Expense For Deposit | 10 M | 3 M | 1 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M | 5 M |
Interest Expense For Long Term Debt | -475000.0 | -536000.0 | -37 M | -34 M | -35 M | |||||
Interest Expense For Long Term Debt And Capital Securities | 882000.0 | 880000.0 | 2 M | -475000.0 | -536000.0 | -37 M | -34 M | -35 M | ||
Interest Expense For Short Term Debt | 10 M | 6 M | 2 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 2 M |
Interest Income | 55 M | 46 M | 35 M | 35 M | 42 M | 44 M | 43 M | 42 M | 39 M | 40 M |
Interest Income After Provision For Loan Loss | 35 M | 37 M | 31 M | 31 M | 35 M | 38 M | 37 M | 36 M | 32 M | 33 M |
Interest Income From Deposits | 2 M | 1 M | 174000.0 | 78000.0 | 657000.0 | 2 M | 784000.0 | |||
Interest Income From Federal Funds Sold And Securities Purchase Under Agreements To Resell | 802000.0 | 556000.0 | 489000.0 | 418000.0 | 534000.0 | 707000.0 | 568000.0 | 626000.0 | 567000.0 | 276000.0 |
Interest Income From Investment Securities | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | 37 M | 33 M | 34 M |
Interest Income From Loans | 50 M | 42 M | 30 M | 34 M | 40 M | 40 M | 40 M | 40 M | 38 M | 38 M |
Interest Income From Loans And Lease | 50 M | 42 M | 30 M | 34 M | 40 M | 40 M | 40 M | 40 M | 38 M | 38 M |
Interest Income From Securities | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | 37 M | 33 M | 34 M |
Net Income (loss) | 7 M | 9 M | 9 M | 8 M | 8 M | 4 M | 2 M | 38 M | 36 M | 40 M |
Net Income Common Stockholders | 7 M | 9 M | 9 M | 8 M | 8 M | 4 M | 2 M | 38 M | 36 M | 40 M |
Net Income Continuous Operations | 7 M | 9 M | 9 M | 8 M | 8 M | 4 M | 2 M | 38 M | 36 M | 40 M |
Net Interest Income | 35 M | 37 M | 32 M | 31 M | 36 M | 39 M | 37 M | 37 M | 34 M | 35 M |
Net Occupancy Expense | 4 M | 3 M | 3 M | 4 M | 3 M | 5 M | 5 M | 5 M | 5 M | 5 M |
Non Interest Expense | 29 M | 28 M | 26 M | 26 M | 29 M | -45 M | -53 M | -59 M | -58 M | -58 M |
Non Interest Income | 4 M | 4 M | 5 M | 5 M | 5 M | 13 M | 22 M | 31 M | 37 M | 40 M |
Non Recurring Operation Expense | -3 M | 1 M | ||||||||
Normalized Income | 3 M | -14 M | 844730.0 | |||||||
Occupancy And Equipment | 5 M | 5 M | 4 M | 5 M | 5 M | 8 M | 7 M | 7 M | 6 M | 6 M |
Other Customer Services | 2 M | 1 M | 1 M | 1 M | ||||||
Other Gand A | 2 M | 2 M | 4 M | 8 M | 6 M | 5 M | 5 M | |||
Other Interest Expense | -6 M | -7 M | -7 M | -6 M | ||||||
Other Non Interest Expense | 3 M | 3 M | 2 M | 3 M | 3 M | 590000.0 | -53 M | -59 M | -58 M | -58 M |
Other Non Interest Income | 4 M | 4 M | 4 M | 3 M | 5 M | 4 M | 6 M | 802000.0 | 800000.0 | 992000.0 |
Professional Expense And Contract Services Expense | 2 M | 2 M | 1 M | 2 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M |
Rent And Landing Fees | 2 M | 2 M | -4 M | -3 M | -3 M | -2 M | -2 M | |||
Salaries And Wages | 18 M | 18 M | 16 M | 15 M | 19 M | 30 M | 35 M | 42 M | 43 M | 42 M |
Securities Activities | 414000.0 | 1 M | 1 M | 819000.0 | -137000.0 | -145000.0 | ||||
Selling And Marketing Expense | 709000.0 | 622000.0 | 642000.0 | 680000.0 | 773000.0 | 980000.0 | 1 M | 1 M | 1 M | 2 M |
Service Charge On Depositor Accounts | 1 M | 2 M | 2 M | 2 M | 2 M | |||||
Total Revenues | 39 M | 41 M | 36 M | 35 M | 41 M | 51 M | 59 M | 68 M | 71 M | 75 M |
Total Revenue | 39 M | 41 M | 36 M | 35 M | 41 M | 51 M | 59 M | 68 M | 71 M | 75 M |
Amord | 291000.0 | 252000.0 | -125000.0 | -136000.0 | -167000.0 | -243000.0 | -60000.0 | |||
Avgshs | 7 M | 7 M | 7 M | 7 M | 7 M | 7 M | 8 M | 7,918 M | 8,348 M | 8,997 M |
Avgshsdt | 7 M | 7 M | 7 M | 8 M | 8 M | 8 M | 8 M | 8,099 M | 8,542 M | 9,174 M |
Basiceps | 1.06 | 1.2 | 1.23 | 1.01 | 1.03 | 0.59 | 0.28 | 0.66 | 0.9 | 1.09 |
Basicepscont | 1.06 | 1.2 | 1.23 | 1.01 | 1.03 | 0.59 | 0.28 | 0.66 | 0.9 | 1.09 |
Depamor | 2 M | 1 M | 2 M | 2 M | 2 M | -881000.0 | -845000.0 | -891000.0 | -891000.0 | -1 M |
Dileps | 1.06 | 1.19 | 1.22 | 1.0 | 1.01 | 0.58 | 0.28 | 0.64 | 0.88 | 1.07 |
Dilepscont | 1.06 | 1.19 | 1.22 | 1.0 | 1.01 | 0.58 | 0.28 | 0.64 | 0.88 | 1.07 |
Div Per Share | 0.56 | 0.56 | 0.56 | 0.56 | 0.56 | 0.56 | 0.56 | 0.52 | 0.48 | 0.45 |
Intexp | 20 M | 9 M | 3 M | 5 M | 6 M | -6 M | -6 M | -7 M | -7 M | -6 M |
Netincdisc | 7 M | 9 M | 9 M | 8 M | 8 M | 4 M | 2 M | 38 M | 36 M | 40 M |
Othspecchg | -7 M | -6 M | -6 M | -7 M | -8 M | -10 M | -13 M | -12 M | -11 M | -12 M |
Pretaxinc | 10 M | 12 M | 13 M | 10 M | 11 M | 6 M | 6 M | 42 M | 43 M | 49 M |
Restruct | -19 M | |||||||||
Sga | 18 M | 18 M | 16 M | 16 M | 20 M | 35 M | 44 M | 49 M | 49 M | 48 M |
Shsout | 7 M | 7 M | 7 M | 8 M | 7 M | 7 M | 7 M | 8 M | 8 M | 9 M |
Specincchg | -3 M | -3 M | -2 M | -3 M | -3 M | -590000.0 | 70 M | -1 M | 69 M | 70 M |
Taxprov | 3 M | 4 M | 4 M | 3 M | 3 M | 2 M | 4 M | 4 M | 6 M | 8 M |