UPST
NGSUpstart Holdings Inc.
Finance and Insurance•Credit Card Issuing
Watchlists:
Last updated: Thursday 10th July 2025
78.42
+2.35 (3.09%)
Prev Close:76.07
Open:76.5
Bid:78.3
Ask:78.39
52 Week Range
20.6096.43
Volume:6,164,824
Mkt Cap:7,238 M
77
MarketXLS Rank ®
Buy
Price Target
$90.18
+15.0%
Financials
Financial Statements
UPST - Income Statement (Annual)
| Dec-24 | Dec-23 | Dec-22 | Dec-21 | Invalid date | |
|---|---|---|---|---|---|
| Depreciation And Amortization | 19 M | 21 M | 14 M | 4 M | |
| Equipment | 35 M | ||||
| Fees And Commissions | -48 M | -40 M | -47 M | -56 M | |
| General And Administrative Expense | 231 M | 212 M | 185 M | 123 M | |
| Interest Expense For Deposit | 40 M | ||||
| Interest Income | 186 M | 169 M | 106 M | 21 M | |
| Interest Income After Provision For Loan Loss | 1 M | -47 M | -65 M | 17 M | |
| Interest Income From Investment Securities | 186 M | 169 M | 106 M | 21 M | |
| Interest Income From Securities | 186 M | 169 M | 106 M | 21 M | |
| Minority Interests | -2 M | ||||
| Net Income (loss) | -129 M | -240 M | -109 M | 135 M | |
| Net Income Common Stockholders | -129 M | -240 M | -109 M | 135 M | |
| Net Income Continuous Operations | -129 M | -240 M | -109 M | 135 M | |
| Net Interest Income | 1 M | -47 M | -65 M | 17 M | |
| Non Interest Expense | 651 M | 655 M | 768 M | 473 M | |
| Non Interest Income | 52 M | 21 M | 9 M | 826 M | |
| Occupancy And Equipment | 35 M | ||||
| Other Gand A | 231 M | 212 M | 185 M | 123 M | |
| Other Interest Expense | -1 M | 47 M | 11 M | 3 M | |
| Other Non Interest Income | 19 M | 21 M | 9 M | 826 M | |
| Research Expense | 254 M | 280 M | 237 M | 134 M | |
| Selling And Marketing Expense | 167 M | 127 M | 346 M | 333 M | |
| Service Charge On Depositor Accounts | -56 M | ||||
| Total Revenues | 53 M | -26 M | -55 M | 843 M | |
| Total Revenue | 53 M | -26 M | -55 M | 843 M | |
| Amord | 7 M | 4 M | 3 M | ||
| Avgshs | 89 M | 84 M | 83 M | 78 M | |
| Avgshsdt | 89 M | 84 M | 83 M | 95 M | |
| Basiceps | -1.44 | -2.87 | -1.31 | 1.73 | |
| Basicepscont | -1.44 | -2.87 | -1.31 | 1.73 | |
| Depamor | 4 M | ||||
| Dileps | -1.44 | -2.87 | -1.31 | 1.43 | |
| Dilepscont | -1.44 | -2.87 | -1.31 | 1.43 | |
| Intexp | -1 M | 47 M | 11 M | 3 M | |
| Netincdisc | -129 M | -240 M | -109 M | 135 M | |
| Othspecchg | -118 M | ||||
| Pretaxinc | -453 M | -464 M | -109 M | 371 M | |
| Resdev | 254 M | 280 M | 237 M | 134 M | |
| Restruct | 1 M | ||||
| Sga | 398 M | 340 M | 531 M | 456 M | |
| Shsout | 94 M | 86 M | 81 M | 84 M | |
| Specincchg | -14 M | -16 M | -16 M | 118 M | |
| Taxprov | 185000.0 | 107000.0 | -409000.0 | -2 M |
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