DCOR vs FSST

DCOR vs FSST

Which is better, DCOR or FSST?

Nearly the same fund. DCOR costs less.

DCOR has a lower expense ratio. FSST led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.95. DCOR is less concentrated, with 28.5% of the fund in its ten largest positions against 43.8%.

Lower Fees: DCORHigher Returns: FSSTLess Concentrated: DCOR

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDCORFSST
Expense Ratio0.14%Best0.59%
AUM$43.9B$13M
Dividend Yield0.90%1.55%
Holdings3,17290
Volatility (annualized)12.8%Best14.3%
Max Drawdown-19.1%Best-22.4%
$10,000 over 2.2 years$14,902$15,174Best
Top 10 Weight28.5%Best43.8%
Fund FamilyDimensionalFidelity Investments (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionSep 15, 2005Jun 15, 2021

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 363 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. DCOR has data through Nov 11, 2026 and FSST through Nov 13, 2025.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Sep 13, 2023 to Nov 13, 2025 (2.2 years).

Compare DCOR against instead:DCOR vs SPYDCOR vs QQQDCOR vs VOODCOR vs VTIFSST against:FSST vs VXUS

Risk: Volatility and Drawdowns

FSST has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 12.8% for DCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for DCOR and -22.4% for FSST. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DCOR charges 0.14% per year while FSST charges 0.59%. On a $10,000 position that is $14 vs $59 annually, a gap of $45 per year that compounds over a long holding period. On income, DCOR currently yields 0.90% against 1.55% for FSST.

Holdings Overlap

DCOR already in FSST36.8%
FSST already in DCOR90.2%

36.8% of DCOR's money is in holdings FSST also owns. 90.2% of FSST's money is in holdings DCOR also owns.

Most of FSST is already inside DCOR. Owning both mostly buys the same companies twice.

The two holdings books were reported 441 days apart, DCOR as of Oct 15, 2026 and FSST as of Jul 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.

78 positions in common, counted across the 2,521 positions we hold weights for in DCOR and 94 in FSST, against full books of 3,172 and 90.

What only one of them owns

Our book lists 10 positions for FSST that do not appear in our book for DCOR (5.1% of the fund), and 1,211 for DCOR that do not appear in FSST (60.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DCORWeight in FSSTDifference
NVDANvidia Corp5.87%8.95%3.08%
MSFTMicrosoft Corp4.50%7.00%2.50%
AAPLApple Inc5.87%5.57%0.30%
AMZNAmazon.Com Inc2.69%5.21%2.52%
METAMeta Platforms Inc2.01%4.37%2.36%
GOOGLAlphabet Inc1.71%3.89%2.18%
JPMJpmorgan Chase1.59%2.43%0.84%
LLYEli Lilly & Co1.20%2.63%1.43%
MAMastercard Inc0.69%1.75%1.06%
NFLXNetflix Inc0.29%2.00%1.71%

90.2% of FSST is already inside DCOR.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

DCORFSST

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Frequently Asked Questions

Which is cheaper, DCOR or FSST?

DCOR has an expense ratio of 0.14% while FSST charges 0.59%. DCOR is the cheaper option, by $45 a year on a $10,000 investment.

Which is riskier, DCOR or FSST?

FSST has been the more volatile fund at 14.3% annualized versus 12.8% for DCOR. Worst drawdown: DCOR -19.1% vs FSST -22.4%.

Should I hold both DCOR and FSST?

DCOR and FSST have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between DCOR and FSST?

90.2% of FSST's money is in holdings DCOR also owns. 90.2% of FSST's is in holdings DCOR also owns. They hold 78 positions in common, counted across the 2,521 positions we hold weights for in DCOR and 94 in FSST.

Which pays a higher dividend, DCOR or FSST?

DCOR yields 0.90% while FSST yields 1.55%, so FSST currently pays the higher dividend yield.

Is FSST better than DCOR?

DCOR has a lower expense ratio. FSST led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.95. DCOR is less concentrated, with 28.5% of the fund in its ten largest positions against 43.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.