GINX vs SCHD
SGI Enhanced Global Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. GINX delivered stronger 1-year returns. GINX offers more diversification with 160 holdings.
Side-by-Side Comparison
| Metric | GINX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.02% | 0.06% | |
| AUM | $105M | $108.7B | |
| Dividend Yield | 4.15% | 3.13% | |
| Holdings | 160 | 104 | |
| YTD Return | +17.41% | +26.54% | |
| 1Y Return | +33.01% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 9.6% | 13.6% | |
| Max Drawdown | -12.5% | -33.4% | |
| Fund Family | Summit Global Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 29, 2024 | Oct 20, 2011 |
GINX vs SCHD Performance
SGI Enhanced Global Income ETF (GINX) is a ETF from Summit Global Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GINX returned +33.01% while SCHD returned +30.90%. Year to date, GINX is up 17.41% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.6% for GINX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.5% for GINX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GINX charges 1.02% per year while SCHD charges 0.06%. On a $10,000 position that is $102 vs $6 annually, a gap of $96 per year that compounds over a long holding period. On income, GINX currently yields 4.15% against 3.13% for SCHD.
Holdings Overlap
GINX and SCHD share 21 holdings out of 213 unique holdings combined, representing a 18.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GINX or SCHD?
GINX has an expense ratio of 1.02% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, GINX or SCHD?
Over the past year GINX returned +33.01% vs +30.90% for SCHD, so GINX leads on 1-year performance. Over the longest common window we track (3 years), GINX annualized +21.54% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, GINX or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 9.6% for GINX. Worst drawdown: GINX -12.5% vs SCHD -33.4%.
Should I hold both GINX and SCHD?
GINX and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GINX and SCHD?
GINX and SCHD share 21 common holdings with a 18.0% weight overlap. Combined, they hold 213 unique securities.
Which pays a higher dividend, GINX or SCHD?
GINX yields 4.15% while SCHD yields 3.13%, so GINX currently pays the higher dividend yield.
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