GINX vs SCHD
SGI Enhanced Global Income ETF vs Schwab US Dividend Equity ETF
Which is better, GINX or SCHD?
GINX has been ahead.
SCHD has a lower expense ratio. GINX led over 1Y and the full window. GINX is less concentrated, with 24.0% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GINX | SCHD |
|---|---|---|
| Expense Ratio | 1.02% | 0.06%Best |
| AUM | $106M | $112.2B |
| Dividend Yield | 4.15% | 3.13% |
| Holdings | 160 | 103 |
| YTD Return | +18.37% | +27.56%Best |
| 1Y Return | +33.91%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 9.4%Best | 13.0% |
| Max Drawdown | -12.5%Best | -16.1% |
| $10,000 over 2.5 years | $16,235Best | $14,703 |
| Top 10 Weight | 24.0%Best | 41.5% |
| Fund Family | Summit Global Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Feb 29, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Feb 29, 2024 to Sep 4, 2026 (2.5 years).
GINX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
GINX vs SCHD Performance
SGI Enhanced Global Income ETF (GINX) is an ETF from Summit Global Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GINX returned +33.91% while SCHD returned +30.29%. Year to date, GINX is up 18.37% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 9.4% for GINX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.5% for GINX and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GINX charges 1.02% per year while SCHD charges 0.06%. On a $10,000 position that is $102 vs $6 annually, a gap of $96 per year that compounds over a long holding period. On income, GINX currently yields 4.15% against 3.13% for SCHD.
Holdings Overlap
18.1% of GINX's money is in holdings SCHD also owns. 63.8% of SCHD's money is in holdings GINX also owns.
The two portfolios partly overlap.
21 positions in common, counted across the 134 positions we hold weights for in GINX and 100 in SCHD, against full books of 160 and 103.
What only one of them owns
Our book lists 78 positions for SCHD that do not appear in our book for GINX (36.1% of the fund), and 64 for GINX that do not appear in SCHD (52.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GINX | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 2.08% | 4.26% | 2.18% |
| PEPPepsico Inc. | 1.82% | 3.71% | 1.89% |
| AMGNAmgen Inc. | 0.55% | 4.62% | 4.07% |
| CVXChevron Corp | 1.25% | 3.74% | 2.49% |
| KOCoca Cola Co. | 0.72% | 4.20% | 3.48% |
| UNHUnitedhealth Group Incorporated | 0.80% | 4.11% | 3.31% |
| LMTLockheed Martin Corp | 1.75% | 2.99% | 1.24% |
| PGProcter & Gamble Company | 0.78% | 3.96% | 3.18% |
| HDHome Depot Inc/The | 0.29% | 4.32% | 4.03% |
| BMYBristol-Myers Squibb Co. | 1.20% | 3.31% | 2.11% |
63.8% of SCHD is already inside GINX.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GINX or SCHD?
GINX has an expense ratio of 1.02% while SCHD charges 0.06%. SCHD is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, GINX or SCHD?
Over the past year GINX returned +33.91% vs +30.29% for SCHD, so GINX leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GINX or SCHD?
SCHD has been the more volatile fund at 13.0% annualized versus 9.4% for GINX. Worst drawdown: GINX -12.5% vs SCHD -16.1%.
Should I hold both GINX and SCHD?
GINX and SCHD have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GINX and SCHD?
63.8% of SCHD's money is in holdings GINX also owns. 63.8% of SCHD's is in holdings GINX also owns. They hold 21 positions in common, counted across the 134 positions we hold weights for in GINX and 100 in SCHD.
Which pays a higher dividend, GINX or SCHD?
GINX yields 4.15% while SCHD yields 3.13%, so GINX currently pays the higher dividend yield.
Is SCHD better than GINX?
SCHD has a lower expense ratio. GINX led over 1Y and the full window. GINX is less concentrated, with 24.0% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.