GINX vs VTI
SGI Enhanced Global Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GINX delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GINX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.02% | 0.03% | |
| AUM | $105M | $666.9B | |
| Dividend Yield | 4.15% | 1.07% | |
| Holdings | 160 | 3,543 | |
| YTD Return | +17.41% | +14.82% | |
| 1Y Return | +33.01% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 9.6% | 15.4% | |
| Max Drawdown | -12.5% | -56.6% | |
| Fund Family | Summit Global Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 29, 2024 | May 24, 2001 |
GINX vs VTI Performance
SGI Enhanced Global Income ETF (GINX) is a ETF from Summit Global Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GINX returned +33.01% while VTI returned +22.43%. Year to date, GINX is up 17.41% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 9.6% for GINX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.5% for GINX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GINX charges 1.02% per year while VTI charges 0.03%. On a $10,000 position that is $102 vs $3 annually, a gap of $99 per year that compounds over a long holding period. On income, GINX currently yields 4.15% against 1.07% for VTI.
Holdings Overlap
GINX and VTI share 46 holdings out of 2875 unique holdings combined, representing a 10.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GINX or VTI?
GINX has an expense ratio of 1.02% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $99 per year of difference.
Which performed better, GINX or VTI?
Over the past year GINX returned +33.01% vs +22.43% for VTI, so GINX leads on 1-year performance. Over the longest common window we track (3 years), GINX annualized +21.54% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, GINX or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 9.6% for GINX. Worst drawdown: GINX -12.5% vs VTI -56.6%.
Should I hold both GINX and VTI?
GINX and VTI have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GINX and VTI?
GINX and VTI share 46 common holdings with a 10.8% weight overlap. Combined, they hold 2875 unique securities.
Which pays a higher dividend, GINX or VTI?
GINX yields 4.15% while VTI yields 1.07%, so GINX currently pays the higher dividend yield.
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