PBCS vs SCHD
Portfolio Building Block World Consumer Staples ETF vs Schwab US Dividend Equity ETF
Which is better, PBCS or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 59.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBCS | SCHD |
|---|---|---|
| Expense Ratio | 0.14% | 0.06%Best |
| AUM | $1M | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 69 | 206 |
| YTD Return | +4.46% | +24.55%Best |
| 1Y Return | - | +29.85% |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Top 10 Weight | 59.1% | 41.6%Best |
| Fund Family | Portfolio Building Block ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 24, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PBCS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PBCS vs SCHD Performance
Portfolio Building Block World Consumer Staples ETF (PBCS) is an ETF from Portfolio Building Block ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, PBCS is up 4.46% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
PBCS charges 0.14% per year while SCHD charges 0.06%. On a $10,000 position that is $14 vs $6 annually, a gap of $8 per year that compounds over a long holding period. On income, PBCS currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
27.5% of PBCS's money is in holdings SCHD also owns. 19.6% of SCHD's money is in holdings PBCS also owns.
PBCS and SCHD share little of their money.
9 positions in common, counted across the 69 positions we hold weights for in PBCS and 98 in SCHD, against full books of 69 and 206.
What only one of them owns
Our book lists 88 positions for SCHD that do not appear in our book for PBCS (80.1% of the fund), and 28 for PBCS that do not appear in SCHD (42.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PBCS | Weight in SCHD | Difference |
|---|---|---|---|
| KOCoca Cola Co. | 8.21% | 4.12% | 4.09% |
| PGProcter & Gamble Company | 7.53% | 4.16% | 3.37% |
| PEPPepsico Inc. | 4.26% | 3.80% | 0.46% |
| MOAltria Group Inc | 2.88% | 2.89% | 0.01% |
| TGTTARGET CORP | 1.77% | 1.82% | 0.05% |
| ADMArcher-daniels D | 1.00% | 1.00% | 0.00% |
| KMBKimberly-Clark Corp. | 0.83% | 0.81% | 0.02% |
| HSYHershey Co. | 0.60% | 0.60% | 0.00% |
| GISGeneral Mills In | 0.43% | 0.44% | 0.01% |
27.5% of PBCS is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBCS or SCHD?
PBCS has an expense ratio of 0.14% while SCHD charges 0.06%. SCHD is the cheaper option, by $8 a year on a $10,000 investment.
What is the holdings overlap between PBCS and SCHD?
27.5% of PBCS's money is in holdings SCHD also owns. 19.6% of SCHD's is in holdings PBCS also owns. They hold 9 positions in common, counted across the 69 positions we hold weights for in PBCS and 98 in SCHD.
Which pays a higher dividend, PBCS or SCHD?
PBCS yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PBCS?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 59.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.