SYF
NYESynchrony Financial
Financial Services•Credit Services
Watchlist:
Last updated: Wednesday 2nd July 2025
68.17
+1.43 (2.14%)
Prev Close:66.74
Open:66.8
Bid:66.7
Ask:69.0
52 Week Range
40.5570.93
Volume:4,194,319
Mkt Cap:24,643 M
75
MarketXLS Rank ®
Buy
Price Target
$78.40
+15.0%
Financials
Financial Statements
SYF - Cash Flow (Annual)
| Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Continuing Investing Activities | -8,903 M | -14,234 M | -10,234 M | -4,837 M | -1,207 M | -8,392 M | -10,853 M | -9,109 M | -13,266 M | -10,144 M |
| Change In Accrued Expense | -121 M | 293 M | -93 M | 560 M | -67 M | 363 M | 356 M | 210 M | 280 M | 803 M |
| Change In Federal Funds And Securities Sold For Repurchase | 5,116 M | |||||||||
| Change In Interest Payable | -121 M | 293 M | -93 M | 560 M | -67 M | 363 M | 356 M | 210 M | 280 M | 803 M |
| Change In Loans | 3,930 M | 23 M | 709 M | 8,131 M | -8,183 M | -433 M | -54 M | -659 M | ||
| Change In Payables And Accrued Expense | -121 M | 293 M | -93 M | 560 M | -67 M | 363 M | 356 M | 210 M | 280 M | 803 M |
| Change In Working Capital | 269 M | 1,035 M | 4,432 M | 1,142 M | 1,381 M | 9,195 M | -7,145 M | 570 M | 353 M | 643 M |
| Common Stock Dividend Paid | -500 M | -520 M | -581 M | -534 M | -446 M | -214 M | ||||
| Common Stock Payments | -2,876 M | -985 M | -3,618 M | -1,868 M | -1,497 M | -476 M | ||||
| Depreciation And Amortization | 481 M | 458 M | 419 M | 390 M | 383 M | 367 M | 302 M | 254 M | 219 M | 174 M |
| Financing Cash Flow | -611 M | 9,632 M | 5,284 M | -5,204 M | -8,031 M | -6,458 M | 8,253 M | 3,116 M | 3,493 M | 5,116 M |
| Gain Loss On Sale Of Business | -1,069 M | |||||||||
| Income Tax Paid Supplemental Data | -1,112 M | -847 M | -1,017 M | -772 M | -754 M | -1,771 M | -1,219 M | |||
| Increase Decrease In Deposit | -534 M | -2,369 M | 1,117 M | 7,509 M | 4,431 M | 8,354 M | 8,261 M | |||
| Interest Paid Supplemental Data | -1,034 M | -1,691 M | -2,272 M | -1,815 M | -1,350 M | -1,160 M | -1,040 M | |||
| Issuance Of Debt | -1,281 M | -4,108 M | -4,147 M | 3,180 M | 633 M | -4,166 M | -3,147 M | |||
| Net Common Stock Issuance | -2,876 M | -985 M | -3,618 M | -1,868 M | -1,497 M | -476 M | ||||
| Net Investment Properties Purchase And Sale | 1,388 M | 118 M | 1,541 M | -1,920 M | -359 M | -2,405 M | 129 M | -2,174 M | -1,292 M | |
| Net Investment Purchase And Sale | 1,388 M | 118 M | 1,541 M | -1,920 M | -359 M | -2,405 M | 129 M | -2,174 M | -1,292 M | |
| Net Issuance Payments Of Debt | -1,281 M | -4,108 M | -4,147 M | 3,180 M | 633 M | -4,166 M | -3,147 M | |||
| Net Long Term Debt Issuance | 3,105 M | 675 M | 5,330 M | 6,337 M | 6,043 M | 4,984 M | 6,191 M | |||
| Net Preferred Stock Issuance | 734 M | |||||||||
| Net Proceeds Payment For Loan | -6,378 M | 713 M | -8,033 M | -8,448 M | -9,238 M | -11,092 M | -8,852 M | |||
| Other Non-cash Items | 6,766 M | 5,320 M | 3,178 M | 726 M | 5,310 M | 4,180 M | 5,545 M | 5,296 M | 3,986 M | 2,952 M |
| Preferred Stock Dividend Paid | -42 M | -42 M | ||||||||
| Preferred Stock Issuance | 734 M | |||||||||
| Proceeds From Loans | -6,378 M | 713 M | -8,033 M | -8,448 M | -9,238 M | -11,092 M | -8,852 M | |||
| Provision For Loan Lease And Other Losses | 6,733 M | 5,965 M | 3,375 M | 726 M | 5,310 M | 4,180 M | 5,545 M | 5,296 M | 3,986 M | 2,952 M |
| Purchase Of Fixed Maturity Securities | -3,623 M | -3,866 M | -2,990 M | -9,913 M | ||||||
| Purchase Of Investment | -3,623 M | -3,866 M | -2,990 M | -9,913 M | -7,856 M | -7,271 M | -3,159 M | -3,380 M | -5,102 M | |
| Repayment Of Debt | -4,386 M | -4,783 M | -9,477 M | -3,157 M | -5,410 M | -9,150 M | -9,993 M | |||
| Sale Of Investment | 5,011 M | 3,984 M | 5,080 M | 8,383 M | 8,085 M | 5,668 M | 3,762 M | 1,380 M | 3,538 M | |
| Short Term Debt Payments | -4,386 M | -4,783 M | -9,477 M | -3,157 M | -5,410 M | -9,150 M | -9,338 M | |||
| Begcash | 11,605 M | 12,647 M | 10,376 M | 11,817 M | 9,668 M | 12,325 M | 11,828 M | |||
| Cffcf | -611 M | 9,632 M | 5,284 M | -5,204 M | -8,031 M | -6,458 M | 8,253 M | 3,116 M | 3,493 M | 5,116 M |
| Cffinv | -8,903 M | -14,234 M | -10,234 M | -4,837 M | -1,207 M | -8,392 M | -10,853 M | -9,109 M | -13,266 M | -10,803 M |
| Cffoa | 9,848 M | 8,593 M | 10,624 M | 7,122 M | 8,196 M | 17,121 M | 1,159 M | 8,142 M | 6,769 M | 5,525 M |
| Chgcash | 334 M | 3,991 M | 1,744 M | -2,919 M | -1,042 M | 2,271 M | -1,441 M | 2,149 M | -3,004 M | 497 M |
| Chgothca | -117 M | 7 M | 21 M | 37 M | 19 M | 93 M | 81 M | 144 M | -398 M | 70 M |
| Chgothwc | 507 M | 735 M | 574 M | 522 M | 720 M | 608 M | 601 M | 649 M | 525 M | 429 M |
| Definc | -98 M | -458 M | -421 M | 219 M | -602 M | 23 M | -53 M | 385 M | 389 M | -295 M |
| Deftax | -98 M | -458 M | -421 M | 219 M | -602 M | 23 M | -53 M | 385 M | 389 M | -295 M |
| Depamor | 481 M | 458 M | 419 M | 390 M | 383 M | 367 M | 302 M | 254 M | 219 M | 174 M |
| Divpaid | 542 M | 562 M | 581 M | 534 M | 446 M | 214 M | ||||
| Endcash | 9,848 M | 9,981 M | 10,742 M | 8,686 M | 11,605 M | 12,647 M | 10,376 M | 11,817 M | 9,321 M | 12,325 M |
| Fcf | 9,848 M | 8,593 M | 6,694 M | 7,122 M | 8,196 M | 17,121 M | 1,159 M | 8,142 M | 6,769 M | 6,184 M |
| Ltdebtiss | 3,105 M | 675 M | 5,330 M | 6,337 M | 6,043 M | 4,984 M | 6,846 M | |||
| Ltdebtpay | -655 M | |||||||||
| Netinccont | 3,499 M | 2,238 M | 3,016 M | 4,645 M | 1,724 M | 3,356 M | 2,510 M | 1,637 M | 1,822 M | 2,051 M |
| Netothfin | 29 M | -7 M | 37 M | -34 M | -5 M | -5 M | 2 M | |||
| Netothinv | -549 M | -390 M | -588 M | -802 M | -474 M | -174 M | 272 M | |||
| Netstdebtiss | -4,386 M | -4,783 M | -9,477 M | -3,157 M | -5,410 M | -9,150 M | -9,338 M | |||
| Opcf | 9,848 M | 8,593 M | 6,694 M | 7,122 M | 8,196 M | 17,121 M | 1,159 M | 8,142 M | 6,769 M | 6,184 M |
| Opgainloss | -1,069 M | |||||||||
| Repurchstk | -2,876 M | -985 M | -3,618 M | -1,868 M | -1,497 M | -476 M |
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