FBIZ Stock Annual Cash Flow. Download in Excel
First Business Financial Services Inc.
FBIZ 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
48.00
USD
1.20
(2.56%)
Previous close: 46.8 Open: 47.27 Bid: 19.02 Ask: 52.98
52 week range
33.10 56.46
Mkt Cap: 400 M Avg Vol (90 Days): 32,538
Last updated: Sunday 8th June 2025
Financials
FBIZ Cash Flow
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| (Increase) Decrease in other current assets | 77 M | 79 M | 71 M | 89 M | 63 M | 81 M | 108 M | 128 M | 150 M | 161 M |
| (Increase) Decrease in other working capital | -70 M | -72 M | -70 M | -91 M | -2 M | |||||
| (Increase) Decrease in receivables | -960000.0 | -974000.0 | -1 M | -1 M | -16 M | -12 M | -8 M | -10 M | -23 M | 5 M |
| Acquisitions | -750000.0 | -500000.0 | -188000.0 | -1 M | -2 M | -1 M | -2 M | -1 M | -2 M | |
| AssetImpairmentCharge | 69000.0 | 324000.0 | -16000.0 | -63000.0 | ||||||
| Cash at beginning of period | 103 M | 114 M | 78 M | 53 M | 87 M | 67 M | 57 M | 140 M | ||
| Cash at end of period | 114 M | 78 M | 53 M | 88 M | 67 M | 67 M | 57 M | -2,365 M | 174 M | 158 M |
| Cash flow | 23 M | 26 M | 15 M | 27 M | 14 M | 27 M | 36 M | 39 M | 52 M | 57 M |
| CashFlowFromContinuingInvestingActivities | -150 M | -44 M | -46 M | -138 M | -131 M | -455 M | -111 M | -245 M | -507 M | -328 M |
| ChangeInAccruedExpense | 15 M | 4 M | 3 M | 5 M | 15 M | -3 M | ||||
| ChangeInFederalFundsAndSecuritiesSoldForRepurchase | 810000.0 | 160000.0 | ||||||||
| ChangeInInterestPayable | 15 M | 4 M | 3 M | 5 M | 15 M | -3 M | ||||
| ChangeInLoans | -91 M | -61 M | -82 M | -99 M | -125 M | -150 M | -168 M | |||
| ChangeInPayablesAndAccruedExpense | 15 M | 4 M | 3 M | 5 M | 15 M | -3 M | ||||
| ChangeInWorkingCapital | 6 M | 6 M | -313000.0 | -3 M | -2 M | -9 M | 4 M | -1 M | -7 M | -5 M |
| ChangesInAccountReceivables | -15 M | -11 M | -7 M | -8 M | -21 M | 6 M | ||||
| CommonStockDividendPaid | -4 M | -4 M | -5 M | -5 M | -5 M | -6 M | -6 M | -7 M | ||
| CommonStockPayments | -946000.0 | -467000.0 | -323000.0 | -533000.0 | -7 M | -2 M | -5 M | -6 M | -3 M | |
| Current deferred income taxes | 1 M | -1 M | 2 M | -432000.0 | -2 M | -2 M | 1 M | -775000.0 | 2 M | -4 M |
| Deferred income taxes | 1 M | -1 M | 2 M | -432000.0 | -2 M | -2 M | 1 M | -775000.0 | 2 M | -4 M |
| Depreciation | -90000.0 | 2 M | 2 M | 1 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M |
| Depreciation unreconciled | -90000.0 | 2 M | 2 M | 1 M | 3 M | 3 M | 4 M | 5 M | 4 M | 4 M |
| DepreciationAndAmortization | -90000.0 | 2 M | 2 M | 1 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M |
| EarningsLossesFromEquityInvestments | 250000.0 | 459000.0 | 413000.0 | 371000.0 | 721000.0 | 5 M | 3 M | |||
| ExcessTaxBenefitFromStockBasedCompensation | -267000.0 | -142000.0 | -66000.0 | -46000.0 | -102000.0 | -32000.0 | 48000.0 | 264000.0 | 194000.0 | 186000.0 |
| FinancingCashFlow | 137 M | -18 M | 7 M | 147 M | 83 M | 418 M | 75 M | 252 M | 491 M | 289 M |
| Free cash flow | 22 M | 26 M | 13 M | 26 M | 29 M | 26 M | 36 M | 35 M | 49 M | 57 M |
| GainLossOnInvestmentSecurities | -8 M | -15 M | 4000.0 | -29000.0 | ||||||
| GainLossOnSaleOfPPE | 78000.0 | 73000.0 | 10000.0 | |||||||
| IncomeTaxPaidSupplementalData | 6 M | 6 M | 2 M | 1 M | 1 M | 3 M | 15 M | |||
| IncreaseDecreaseInDeposit | 139 M | -38 M | -144 M | 61 M | 75 M | 325 M | 102 M | 210 M | 629 M | 310 M |
| InterestPaidSupplementalData | 14 M | 15 M | 15 M | 22 M | 33 M | 18 M | 13 M | |||
| Issuance of capital stock | 300000.0 | |||||||||
| Issuance of debt | 2 M | -502000.0 | -3 M | 60000.0 | -48000.0 | 300000.0 | 10 M | -5 M | ||
| IssuanceOfCapitalStock | 300000.0 | |||||||||
| IssuanceOfDebt | 1 M | 25 M | 156 M | 91 M | 35 M | 99 M | -16 M | -2,375 M | ||
| Net cash from financing activities | 137 M | -18 M | 7 M | 147 M | 98 M | 418 M | 75 M | 252 M | 491 M | 289 M |
| Net cash from investing activities | -150 M | -44 M | -46 M | -138 M | -131 M | -455 M | -111 M | -245 M | -507 M | -328 M |
| Net cash from operating activities | 23 M | 26 M | 15 M | 27 M | 29 M | 27 M | 36 M | 39 M | 52 M | 57 M |
| Net change in cash & cash equivalents | 10 M | -36 M | -25 M | 36 M | -19 M | -10 M | 201000.0 | 46 M | 37 M | 18 M |
| Net income from continuing operations | 17 M | 19 M | 14 M | 20 M | 27 M | 19 M | 36 M | 41 M | 37 M | 44 M |
| NetBusinessPurchaseAndSale | -750000.0 | -500000.0 | -188000.0 | -1 M | -2 M | -1 M | -2 M | -1 M | -2 M | |
| NetCommonStockIssuance | -646000.0 | -467000.0 | -323000.0 | -533000.0 | -7 M | -2 M | -5 M | -6 M | -3 M | |
| NetInvestmentPropertiesPurchaseAndSale | 7 M | -18 M | 21 M | -12 M | -25 M | -7 M | -20 M | -37 M | -100 M | -59 M |
| NetInvestmentPurchaseAndSale | 7 M | -18 M | 21 M | -12 M | -25 M | -7 M | -20 M | -37 M | -100 M | -59 M |
| NetIssuancePaymentsOfDebt | 1 M | 25 M | 156 M | 91 M | 35 M | 99 M | -16 M | -2,375 M | ||
| NetLongTermDebtIssuance | -1000000.0 | 26 M | 159 M | 91 M | 36 M | 99 M | -26 M | -2,375 M | ||
| NetPPEPurchaseAndSale | -789000.0 | -584000.0 | -1 M | -969000.0 | -225000.0 | -264000.0 | -347000.0 | -3 M | -3 M | -193000.0 |
| NetPreferredStockIssuance | 12 M | |||||||||
| NetProceedsPaymentForLoan | -156 M | -22 M | -63 M | -124 M | -101 M | -445 M | -86 M | -204 M | -403 M | -267 M |
| Operating (gains) losses | -5 M | -5 M | -9 M | -1 M | -16 M | -4 M | -5 M | -4 M | 2 M | 94000.0 |
| Other financing charges net | 267000.0 | 134000.0 | 128000.0 | |||||||
| Other investing changes net | 44 M | 35 M | 40 M | 34 M | 32 M | 53 M | 51 M | 32 M | -2 M | 78 M |
| Other non-cash items | 4 M | 6 M | 6 M | 9 M | 4 M | 19 M | -3 M | -1 M | 15 M | 18 M |
| Payment of cash dividends | 4 M | 4 M | 5 M | 5 M | 5 M | 6 M | 6 M | 7 M | ||
| PaymentForLoans | -1 M | -1 M | -16 M | -9 M | -6 M | -460 M | -94 M | -245 M | -441 M | -292 M |
| PreferredStockDividendPaid | -683000.0 | |||||||||
| PreferredStockIssuance | 12 M | |||||||||
| ProceedsFromLoans | -154 M | -20 M | -46 M | -115 M | -95 M | 15 M | 8 M | 41 M | 38 M | 25 M |
| ProvisionForLoanLeaseAndOtherLosses | 8 M | 9 M | ||||||||
| Purchase of property plant & equipment | -789000.0 | -584000.0 | -1 M | -969000.0 | -225000.0 | -264000.0 | -347000.0 | -3 M | -3 M | -193000.0 |
| Purchase of short term investments | 30 M | 816 M | 895 M | 572 M | 1,319 M | 788 M | ||||
| PurchaseOfFixedMaturitySecurities | -5 M | -3 M | -5 M | -67 M | -93 M | -76 M | -107 M | -146 M | ||
| PurchaseOfInvestment | -41 M | -62 M | -63 M | -58 M | -85 M | -67 M | -93 M | -76 M | -107 M | -146 M |
| PurchaseOfPPE | -789000.0 | -584000.0 | -1 M | -969000.0 | -225000.0 | -264000.0 | -391000.0 | -3 M | -3 M | -223000.0 |
| Repayment of debt | -1000000.0 | -4 M | -657 M | -804 M | -536 M | -1,220 M | -814 M | -2,375 M | ||
| RepaymentOfDebt | 500000.0 | -6 M | -658 M | -804 M | -536 M | -1,220 M | -814 M | -2,375 M | ||
| Repurchase of capital stock | -946000.0 | -467000.0 | -323000.0 | -533000.0 | -7 M | -2 M | -5 M | -6 M | -3 M | |
| SaleOfInvestment | 4 M | 9 M | 44 M | 11 M | 27 M | 7 M | 22 M | 7 M | 9 M | 9 M |
| SaleOfPPE | 44000.0 | 30000.0 | ||||||||
| SalesOfFixedMaturitySecurities | 4 M | 9 M | 44 M | 11 M | 27 M | 7 M | 22 M | 7 M | 9 M | 9 M |
| ShortTermDebtIssuance | 918000.0 | 998000.0 | -2 M | 60000.0 | -48000.0 | 300000.0 | 10 M | -5 M | ||
| ShortTermDebtPayments | 2 M | -1 M | -1000000.0 | |||||||
| StockBasedCompensation | 1 M | 994000.0 | 1 M | 1 M | 2 M | 2 M | 3 M | 3 M | 3 M | 3 M |
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