FPAY
NSCFlexShopper Inc.
Financial Services•Credit Services
Watchlist:
Last updated: Monday 7th July 2025
1.15
+0.03 (2.68%)
Prev Close:1.12
Open:1.13
Bid:1.14
Ask:1.19
52 Week Range
0.972.37
Volume:49,730
Mkt Cap:25 M
35
MarketXLS Rank ®
Weak Hold
Price Target
$1.32
+14.8%
Financials
Financial Statements
FPAY - Income Statement (Annual)
| Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Accrued Preferred Stock Dividends | 4 M | 4 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | ||
| Amortization Of Intangibles | 4 M | 3 M | 2 M | 2 M | -2 M | -35000.0 | -473616.0 | -451304.0 | -487709.0 | |
| Basic EPS From Continuing Operations | -0.51 | 0.45 | 0.04 | -0.17 | -0.11 | -1.39 | -2.01 | -2.57 | ||
| Basic EPS Total | -0.38 | 0.45 | 0.04 | -0.17 | -0.11 | -1.39 | -2.01 | -2.57 | -1.8 | -1.3 |
| Basic Weighted Shares Outstanding | 16 M | 22 M | 21 M | 21 M | 18 M | 9 M | 5 M | 5 M | 5 M | 3 M |
| Basic Extraordinary | -1.8 | -1.3 | ||||||||
| Credit Losses Provision | 43 M | 57 M | 40 M | 32 M | 35 M | 23 M | 19 M | 13 M | 6 M | 1 M |
| Depreciation | 56 M | 73 M | 79 M | 2 M | -2 M | -2 M | -2 M | -1 M | -582257.0 | -162210.0 |
| Depreciation Unreconciled | 56 M | 73 M | 79 M | |||||||
| Depreciation And Amortization | 56 M | 73 M | 79 M | 2 M | -2 M | -2 M | -2 M | -1 M | -582257.0 | -162210.0 |
| Diluted EPS Total | -0.38 | 0.44 | 0.04 | -0.17 | -2.57 | -1.8 | -1.3 | |||
| Diluted Normalized Net Income/share | -0.51 | 0.44 | 0.04 | -0.17 | ||||||
| Diluted Weighted Shares Outstanding | 16 M | 22 M | 23 M | 21 M | 108 M | 503199.0 | 331440.0 | 5 M | 5 M | 3 M |
| Earning Loss Of Equity Investments | -4 M | |||||||||
| Fees And Commissions | 1 M | |||||||||
| Gain On Sale Of Business | 0.0 | 0.0 | ||||||||
| Gains Loss On Disposal Of Discontinued Operations | 0.0 | 687071.0 | ||||||||
| General And Administrative Expense | 25 M | 21 M | 19 M | 14 M | 60 M | 42 M | 32 M | 23 M | -222600.0 | 3 M |
| Impairment Of Capital Assets | 989120.0 | 423022.0 | -6 M | -5 M | -5 M | 314751.0 | -527000.0 | |||
| Income Before Tax | -5 M | -3 M | 4 M | 323154.0 | 793815.0 | -9 M | -666195.0 | -12 M | -9 M | -5 M |
| Income Taxes | -989809.0 | -17 M | 785310.0 | 663050.0 | 216400.0 | -216400.0 | 142000.0 | 293000.0 | -78388.0 | -458047.0 |
| Incomefrom Associatesand Other Participating Interests | 548999.0 | |||||||||
| Interest Expense | 19 M | 11 M | 5 M | 4 M | -4 M | -4 M | -2 M | 2 M | 994115.0 | 7083.0 |
| Interest Expense For Long Term Debt | 211349.0 | 143940.0 | 165409.0 | |||||||
| Interest Expense For Long Term Debt And Capital Securities | 211349.0 | 143940.0 | 165409.0 | |||||||
| Interest Expense For Short Term Debt | 14 M | 9 M | -574834.0 | |||||||
| Interest Income | 117 M | 113 M | 125 M | 102 M | 89 M | 61 M | 67 M | 47 M | 20 M | 4 M |
| Interest Income After Provision For Loan Loss | 56 M | 44 M | 80 M | 66 M | 54 M | 34 M | 46 M | 31 M | 13 M | 3 M |
| Interest Income From Leases | 97 M | 85 M | 59 M | 65 M | 47 M | 20 M | 4 M | |||
| Interest Income From Loans | 155 M | 165 M | 129 M | 120 M | 82 M | |||||
| Interest Income From Loans And Lease | 155 M | 165 M | 129 M | 85 M | 59 M | 65 M | 47 M | 20 M | 4 M | |
| Marketing Expense | 8 M | 11 M | 9 M | 6 M | 4 M | 7 M | 6 M | 10 M | 5 M | -885000.0 |
| Minority Interests | 0.0 | 1 M | ||||||||
| Net Income From Total Operations | -4 M | 14 M | 3 M | -339896.0 | 12 M | -699447.0 | -666195.0 | -12 M | -9 M | -4 M |
| Net Income Common Stockholders | -8 M | 10 M | 833675.0 | -3 M | 9 M | -3 M | -3 M | -13 M | -9 M | -4 M |
| Net Income Continuous Operations | -4 M | 14 M | 3 M | -339896.0 | 12 M | -699447.0 | -666195.0 | -12 M | -9 M | -4 M |
| Net Income Discontinuous Operations | 127789.0 | 687071.0 | ||||||||
| Net Interest Income | 98 M | 102 M | 120 M | 98 M | 89 M | 57 M | 65 M | 45 M | 19 M | 4 M |
| Non Interest Expense | 95 M | 113 M | 118 M | -36 M | 72 M | 58 M | 46 M | 45 M | 23 M | 9 M |
| Non Interest Income | 4 M | 9 M | 2 M | -14 M | -4 M | -126622.0 | 2 M | 1 M | 548999.0 | 744828.0 |
| Normalized Income | 4 M | |||||||||
| Other Special Charges | 389647.0 | 401463.0 | 433654.0 | -395455.0 | 11 M | 5 M | ||||
| Other Gand A | 25 M | 21 M | 19 M | 14 M | 60 M | 42 M | 32 M | 23 M | -222600.0 | 3 M |
| Other Interest Expense | 19 M | 11 M | 5 M | 4 M | 4 M | 4 M | 2 M | 2 M | 994115.0 | 7083.0 |
| Other Interest Income | 117 M | 113 M | 125 M | 102 M | 3 M | 2 M | 2 M | |||
| Other Non Interest Expense | -6 M | -3 M | -79 M | -67 M | 8 M | 5 M | 3 M | 0.0 | ||
| Other Non Interest Income | 10 M | 248984.0 | -14 M | 2 M | 1 M | 0.0 | 744828.0 | |||
| Otherunder Preferred Stock Dividend | 4 M | 4 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | ||
| Preferred Stock Dividends | 4 M | 4 M | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | ||
| Promotion And Advertising | 0.0 | |||||||||
| Rent And Landing Fees | 688400.0 | -520700.0 | -389900.0 | -331900.0 | -274300.0 | -222600.0 | -163500.0 | |||
| Revenue Per Share | 6 M | 3 M | 2 M | 2 M | -2 M | -35000.0 | -473616.0 | -451304.0 | -487709.0 | |
| Salaries And Wages | 12 M | 11 M | 11 M | 10 M | 8 M | 9 M | 8 M | 6 M | 4 M | -2 M |
| Securities Activities | 1 M | |||||||||
| Selling Gen & Administrative Expense | 45 M | 43 M | 39 M | 31 M | 72 M | 58 M | 46 M | 40 M | 9 M | 3 M |
| Selling And Marketing Expense | 8 M | 11 M | 9 M | 6 M | 4 M | 7 M | 6 M | 10 M | 5 M | -885000.0 |
| Special Income/charges | 6 M | 3 M | -824485.0 | 67 M | 395455.0 | 23 M | 14 M | -5 M | -14 M | -5 M |
| Total Common Shares Outstanding | 22 M | 22 M | 21 M | 21 M | 18 M | 5 M | 5 M | 5 M | 5 M | |
| Total Net Income | -4 M | 14 M | 3 M | -339896.0 | 12 M | -699447.0 | -666195.0 | -12 M | -9 M | -4 M |
| Total Ordinary Shares | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M | 21 M |
| Total Revenues | 102 M | 113 M | 122 M | 98 M | 84 M | 57 M | 65 M | 46 M | 20 M | 5 M |
| Total Revenue | 102 M | 113 M | 122 M | 98 M | 84 M | 57 M | 65 M | 46 M | 20 M | 5 M |
| Write Off | -35 M | -23 M | -10 M |
Top MarketXLS Rank stocks
Call: 1-877-778-8358 
Welcome! I'm Ankur, the founder and CEO of MarketXLS. With more than ten years of experience, I have assisted over 2,500 customers in developing personalized investment research strategies and monitoring systems using Excel.
I invite you to book a demo with me or my team to save time, enhance your investment research, and streamline your workflows.
I invite you to book a demo with me or my team to save time, enhance your investment research, and streamline your workflows.
Implement "your own" investment strategies in Excel with thousands of MarketXLS functions and templates.
MarketXLS provides all the tools I need for in-depth stock analysis. It's user-friendly and constantly improving. A must-have for serious investors.
I have been using MarketXLS for the last 6+ years and they really enhanced the product every year and now in the journey of bringing in AI...
MarketXLS is a powerful tool for financial modeling. It integrates seamlessly with Excel and provides real-time data.
I have used lots of stock and option information services. This is the only one which gives me what I need inside Excel.