HKND vs SCHD
Humankind US Stock ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. HKND offers more diversification with 1,001 holdings.
Side-by-Side Comparison
| Metric | HKND | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.11% | 0.06% | |
| AUM | $142M | $112.2B | |
| Dividend Yield | 2.12% | 3.13% | |
| Holdings | 1,001 | 103 | |
| YTD Return | +12.19% | +28.33% | |
| 1Y Return | +5.80% | +30.37% | |
| 3Y Return (annualized) | +10.05% | +16.64% | |
| 5Y Return (annualized) | - | +10.04% | |
| Volatility (annualized) | 13.7% | 13.6% | |
| Max Drawdown | -19.0% | -33.4% | |
| Fund Family | Humankind | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 24, 2021 | Oct 20, 2011 |
HKND vs SCHD Performance
Humankind US Stock ETF (HKND) is a ETF from Humankind and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HKND returned +5.80% while SCHD returned +30.37%. Year to date, HKND is up 12.19% versus a gain of 28.33% for SCHD.
Over three years, HKND compounded at +10.05% per year against +16.64% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.58% annualized vs +8.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HKND has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.0% for HKND and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
HKND charges 0.11% per year while SCHD charges 0.06%. On a $10,000 position that is $11 vs $6 annually, a gap of $5 per year that compounds over a long holding period. On income, HKND currently yields 2.12% against 3.13% for SCHD.
Holdings Overlap
HKND and SCHD share 54 holdings out of 1005 unique holdings combined, representing a 12.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HKND or SCHD?
HKND has an expense ratio of 0.11% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, HKND or SCHD?
Over the past year HKND returned +5.80% vs +30.37% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), HKND annualized +8.92% vs +11.58% for SCHD. Past performance does not guarantee future results.
Which is riskier, HKND or SCHD?
HKND has been the more volatile fund at 13.7% annualized versus 13.6% for SCHD. Worst drawdown: HKND -19.0% vs SCHD -33.4%.
Should I hold both HKND and SCHD?
HKND and SCHD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between HKND and SCHD?
HKND and SCHD share 54 common holdings with a 12.8% weight overlap. Combined, they hold 1005 unique securities.
Which pays a higher dividend, HKND or SCHD?
HKND yields 2.12% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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