HKND vs SCHD
Humankind US Stock ETF vs Schwab US Dividend Equity ETF
Which is better, HKND or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. HKND led over the full window, SCHD over 1Y. The two have moved almost in lockstep, correlation 0.91. HKND is less concentrated, with 25.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HKND | SCHD |
|---|---|---|
| Expense Ratio | 0.11% | 0.06%Best |
| AUM | $142M | $112.1B |
| Dividend Yield | 2.12% | 3.00% |
| Holdings | 1,001 | 103 |
| Volatility (annualized) | 13.7%Best | 14.6% |
| Max Drawdown | -19.0% | -16.9%Best |
| $10,000 over 4.8 years | $15,070Best | $14,024 |
| Top 10 Weight | 25.6%Best | 41.8% |
| Fund Family | Humankind | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Feb 24, 2021 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 296 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HKND has data through Dec 1, 2025 and SCHD through Sep 23, 2026.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Feb 24, 2021 to Dec 1, 2025 (4.8 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.7% for HKND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.0% for HKND and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
HKND charges 0.11% per year while SCHD charges 0.06%. On a $10,000 position that is $11 vs $6 annually, a gap of $5 per year that compounds over a long holding period. On income, HKND currently yields 2.12% against 3.00% for SCHD.
Holdings Overlap
15.1% of HKND's money is in holdings SCHD also owns. 67.1% of SCHD's money is in holdings HKND also owns.
The two portfolios partly overlap.
The two holdings books were reported 335 days apart, HKND as of Sep 30, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
54 positions in common, counted across the 959 positions we hold weights for in HKND and 100 in SCHD, against full books of 1,001 and 103.
What only one of them owns
Our book lists 45 positions for SCHD that do not appear in our book for HKND (32.8% of the fund), and 794 for HKND that do not appear in SCHD (84.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in HKND | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 1.40% | 4.77% | 3.37% |
| ABTAbbott Laboratories | 1.46% | 4.69% | 3.23% |
| AMGNAmgen Inc. | 1.02% | 4.70% | 3.68% |
| PGProcter & Gamble Company | 1.61% | 3.83% | 2.22% |
| VZVerizon Communic | 0.83% | 3.97% | 3.14% |
| UNHUnitedhealth Group Incorporated | 0.92% | 3.82% | 2.90% |
| BMYBristol-Myers Squibb Co. | 0.90% | 3.33% | 2.43% |
| PEPPepsico Inc. | 0.59% | 3.64% | 3.05% |
| HDHome Depot Inc/The | 0.35% | 3.88% | 3.53% |
| KOCoca Cola Co. | 0.01% | 4.17% | 4.16% |
67.1% of SCHD is already inside HKND.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HKND or SCHD?
HKND has an expense ratio of 0.11% while SCHD charges 0.06%. SCHD is the cheaper option, by $5 a year on a $10,000 investment.
Which is riskier, HKND or SCHD?
SCHD has been the more volatile fund at 14.6% annualized versus 13.7% for HKND. Worst drawdown: HKND -19.0% vs SCHD -16.9%.
Should I hold both HKND and SCHD?
HKND and SCHD have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between HKND and SCHD?
67.1% of SCHD's money is in holdings HKND also owns. 67.1% of SCHD's is in holdings HKND also owns. They hold 54 positions in common, counted across the 959 positions we hold weights for in HKND and 100 in SCHD.
Which pays a higher dividend, HKND or SCHD?
HKND yields 2.12% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than HKND?
SCHD has a lower expense ratio. HKND led over the full window, SCHD over 1Y. The two have moved almost in lockstep, correlation 0.91. HKND is less concentrated, with 25.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.