RJDI vs VTI
RJ Eagle GCM Dividend Select Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RJDI or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RJDI | VTI |
|---|---|---|
| Expense Ratio | 0.63% | 0.03%Best |
| AUM | $126M | $666.9B |
| Dividend Yield | 0.78% | 1.03% |
| Holdings | 37 | 3,543 |
| YTD Return | +14.13%Best | +13.60% |
| 1Y Return | +16.77% | +18.17%Best |
| 3Y Return (annualized) | - | +23.04% |
| 5Y Return (annualized) | - | +12.14% |
| Top 10 Weight | 42.2% | 33.3%Best |
| Fund Family | Raymond James Financial, Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 2, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
RJDI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
RJDI vs VTI Performance
RJ Eagle GCM Dividend Select Income ETF (RJDI) is an ETF from Raymond James Financial, Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RJDI returned +16.77% while VTI returned +18.17%. Year to date, RJDI is up 14.13% versus a gain of 13.60% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
RJDI charges 0.63% per year while VTI charges 0.03%. On a $10,000 position that is $63 vs $3 annually, a gap of $60 per year that compounds over a long holding period. On income, RJDI currently yields 0.78% against 1.03% for VTI.
Holdings Overlap
91.7% of RJDI's money is in holdings VTI also owns. 22.0% of VTI's money is in holdings RJDI also owns.
Most of RJDI is already inside VTI. Owning both mostly buys the same companies twice.
33 positions in common, counted across the 35 positions we hold weights for in RJDI and 3,463 in VTI, against full books of 37 and 3,543.
What only one of them owns
Measured across the 35 and 3,463 positions we hold weights for.
VTI holds 1,117 positions RJDI does not, 75.4% of the fund.
Largest: NVDA 6.40%, AMZN 3.65%, GOOGL 2.90%, GOOG 2.31%, META 1.70%
Top Shared Holdings
| Stock | Weight in RJDI | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 3.99% | 6.29% | 2.30% |
| AVGOBroadcom Inc | 7.22% | 2.56% | 4.66% |
| MSFTMicrosoft Corp | 3.46% | 4.79% | 1.33% |
| JPMJpmorgan Chase | 4.38% | 1.31% | 3.07% |
| ADIAnalog Devices, Inc. | 4.42% | 0.25% | 4.17% |
| WMTWalmart, Inc. | 3.76% | 0.68% | 3.08% |
| JCIJohnson Controls Intl Plc | 4.01% | 0.12% | 3.89% |
| ABBVAbbvie Inc. | 3.50% | 0.61% | 2.89% |
| WELLWelltower, Inc. | 3.84% | 0.23% | 3.61% |
| JNJJohnson & Johnson - Common | 3.01% | 0.86% | 2.15% |
91.7% of RJDI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RJDI or VTI?
RJDI has an expense ratio of 0.63% while VTI charges 0.03%. VTI is the cheaper option, by $60 a year on a $10,000 investment.
Which performed better, RJDI or VTI?
Over the past year RJDI returned +16.77% vs +18.17% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between RJDI and VTI?
91.7% of RJDI's money is in holdings VTI also owns. 22.0% of VTI's is in holdings RJDI also owns. They hold 33 positions in common, counted across the 35 positions we hold weights for in RJDI and 3,463 in VTI.
Which pays a higher dividend, RJDI or VTI?
RJDI yields 0.78% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than RJDI?
VTI has a lower expense ratio. VTI led over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 42.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.